IDRWW threats for oversees credit card debt

[Sie rehellek]

Hi,

 

I have been receiving letters from IDR for long time relating to a credit card debt in the UAE from 2014.

 

The letters and threats are now intensifying with threats of legal action and asking me to get into touch. I have ignored these letters for a couple of years but am now really worried as the interest on these credit cards has meant what I owed has sky rocketed along with the threat of legal costs means I will not be able to afford to pay back. 

 

Should I make contact to try and negotiate what I pay back? Or should I continue to ignore?

 

Thanks in advance.

[dx100uk]

plenty to read here 

just type in idrww

 

id not do anything till you ever get a letter of claim etc.

 

though if you have moved around , make sure the ORIGINAL BANK has your correct and current address.

 

 

[Sie rehellek]

Thanks for your reply. The UAE bank? Why would it be beneficial for them to know my current address out of interest? 

 

Thanks. 

[dx100uk]

Because they are the only ones..the debt owner..  that can instigate anything.

idrww are only a Debt collection agency come solicitors who work for the client..the bank. They dont buy debts.

 

so you must, as with any debt, uk/uae anywhere, always keep the debt owner advised of your correct address in writing only.

 

that way you want suffer backdoor ccj etc at an old address you know nothing about till its too late!!

 

pers id read a good few 10's of like threads and get upto speed.. Bottom line is never run from debt in this digital age. But never forget a dca is not a BAILIFF and has ZERO legal powers on any debt..no matter what its type..

 

Dx