Leasing company gone bust, what are my rights?

[nicknock]

Hi

Not sure if this is the right thread for this,  but I found out yesterday that my car leasing firm has gone bust when someone called me. They have asked me to return the car in 30 days and said i should have had a letter to inform me 2 months ago, which i have not.

I had a payment holiday last year because of Covid which was all agreed and i was told it would not negatively impact on my credit file, which it hasn't so far.

I was due to swap the car in January 2022 as per my lease agreement so i am now left with no car and i will have to continue to make the payments from the payment holiday last year.

I received a letter this morning saying my account had defaulted, which it hasn't, i have paid on time every month throughout 2021 after the agreed payment holiday ended.

Any advice welcome!

Thanks

[nicknock]

Just bumping this up, any advice appreciated.

 

Thanks. 

[dx100uk]

as far as i'm aware, there was no remit that covid relief holiday payments would not result in a default .

 

have actually been sent a default notice quoting section 87 of the consumer credit act or simply a D marker on the monthly payment calander, which no-one bar you and they can see anyway.

 

dx