Halifax - Notice of Eviction

[UKP]

Hello,

 

I have received a notice of eviction, with an eviction date of 9th December.

 

Is there any way for me to suspend the warrant and/or postpone the eviction date within this timeframe?

 

Thank you in advance for your responses.

 

UKP 

[Andyorch]

Thread moved to the appropriate forum...you will have to expand on this...is it rental or mortgage ?

 

Andy

[UKP]

Hi Andy,

 

Thanks for your response.

 

Firstly, I apologize  for posting the topic in an inappropriate forum area.  I will ensure to pay closer attention to that from hereon.

 

The property has a mortgage with Halifax, with a total arrears amount of £4000.  No proceedings have taken place yet; the notice that I have received is a claim for possession.    

 

I have spoken with the eviction team at Halifax, who asked for a financial review to be conducted over the phone.  I read comments on a post equivalent to mine in this forum, where a user had advised against doing so over the phone, so I have not done so.  

 

My aim is provide instalments in an effort to at least reduce the balance, prior to incurring ant costs for the issue to be addressed in court.

 

Thank you in advance for all responses,

 

Best Regards,

 

UKP

[honeybee13]

Hi and thank you for the extra information.

 

Can you tell us how much longer your loan has to go please? Often it's important to know how long you have to catch up with the arrears.

 

HB

[UKP]

Hi honeybee13,

 

There is a duration of 10 years left on the loan.  The regular payments are approx £880 per month.

 

Thanks in advance for all responses.

 

Best Regards,

 

UKP

[Andyorch]

Useful information...

 

And....

 

https://www.justice.gov.uk/courts/procedure-rules/civil/rules/part55

[Ell-enn]

Hi,  how much could you afford to pay towards the arrears each month in addition to the normal monthly payment ?

 

If you can show the court you have the ability to pay off the arrears over a period of time then the  judge will suspend possession.

 

Let us know if you need help with defending the claim.

[UKP]

Hello everyone,

 

I apologize profusely for my delayed response,.  All of your collective insight has been extremely helpful...so I would not want any of you to think that I was ungrateful in any way, due to that delay.

 

Andyorch - thank you for the guides, the material contained a number of tips, much appreciated.

 

Ell-enn - At present, by way of some additional work on the side, I am aiming to place myself in a position to add, perhaps, £200 on top of the monthly payment.  As the possibility of that extra amount can only be confirmed at the end of the month, my worry is that, due to the claim of possession date being 9th December, that may be cutting things too close (?) 

 

Thanks in advance, as always, for your responses and collective insight.

 

Best Regards,

 

UKP  

[Ell-enn]

If you have received an eviction notice I assume there has been a repossession hearing prior to this?  did you attend the hearing ?

 

If so what was the outcome ?

 

 

[UKP]

Hi Ell-enn,

 

I received two notices.  One was from Halifax, stating ''we're taking possession of this property'', which was dated on 19th September 2019. 

 

I also received another notice, from the county court, dated 17th October 2019, which contained a claim number and a warrant number, along with a  time and date of the intended eviction.

 

I attempted to attach images of the notices that I am referring to for your reference, a total of three, but each file exceeds the 4.88 mb limit

 

It appears as though some proceedings took place but I was never made aware beforehand, of the date and time of those proceedings, in order to attend them.  

 

If there is another way in which to receive the images for better reference, feel free to let me know, in an effort to aid clarification.

 

Thanks in advance for your collective response.  Much appreciated.

 

Best Regards,

 

UKP  

[dx100uk]

read upload carefully

[Ell-enn]

OK,  you'll have to enter an N244 at court to get a hearing before the eviction to have it stopped.  We can help you with thatt.

[UKP]

Hi dx100uk,

 

Thank you for providing the correct upload instructions, much appreciated.

 

Hi Ell-enn,

 

Thank you for confirming the next appropriate step, along with providing the link to the applicable form.

 

I am in the process of filling the form out at the moment.

 

Regarding question 3...''what order are you asking the court to make and why?'' naturally, I would prefer a stop of the repossession order altogether...but is the protocol to request a suspension first, prior to a request for  stop of the order?

 

I also am unsure how to answer questions 5,6, 7 and 8.

 

Thanks in advance for all responses.

 

Best Regards,

 

UKP

[dx100uk]

As ell-enn says to get the eviction stopped

You cant get the SPO removed

[UKP]

Hi dx100uk,

 

Please bear with me, as I am totally unfamiliar with the appropriate protocol and terminologies.  Thanks.

 

As an answer to question 3, I will ask for the eviction to be stopped.

 

I am still unsure, regarding how to answer questions 5,6, 7 and 8.

 

All help is greatly appreciated.  Thanks in advance for all responses.

 

Best Regards,

 

UKP

Edited November 2, 2019 by UKP

[dx100uk]

literally 100's here use our search

 

but here is one I found

 

don't forget your budget sheet too.

 

 

[UKP]

Hi dx100uk,

 

Thanks a lot for that reference post.  I found a few of the answers that I had been looking for so far..and I intend to  go through the remainder of the post this evening. 

 

Will be back, in the event of any further questions, as well as to provide any updates.  Thanks again, much appreciated.

 

Best Regards,

 

UKP

[dx100uk]

Post you stuff up here as a pdf first

read upload

[Ell-enn]

I'm going out shortly but will take a look tomorrow.