Debt in Dubai IDRWW chasing

[comebackjimmy]

If the case was brought before a UK civil court would UK rules apply or foreign rules?

 

I wonder if the original contract would strate what jurisdiction it's terms would be decided by?

 

I note that UK contracts frequently have a clause that says in so many words that any disputes  will be interpreted under UK law.

[Loulou79]

Hi guys,

Sorry I'm  not quite following. Are you saying there is a chance I could be taken to court?

Thanks

Lou

[unclebulgaria67]

Yes owners of the debt can issue a UK court claim if you reside in the UK, subject to UK court procedures, so can defend the claim. 

 

The bit that confuses people is that the debt was created under UAE law. But when they try to enforce using a UK court, if you defend the claim, they will look at the claim and your defence, ensuring any UK court rules are applied. So if you disputed the debt, the claimant would have to provide evidence to counter your defence argument.

 

 

[SquaddyP]

6 hours ago, dx100uk said:

sta are in with the other lot that we don't mention squaddy..

usa portal too..

 Oh right ....  okay good to know

[Loulou79]

Ok thanks. All the advise is to ignore and it's unlikely anything will happen so I was feeling a bit calmer. I guess I always have to be on guard.

[Loulou79]

Morning, I have started receiving letters/emails/texts from IDR with regards to a loan I had with Emirates Bank.

 

I left Dubai in 2009 and the money they say I owe is now less than before!??

I have been receiving letters on and off for years.

 

I am now living with my partner who knows nothing of this as I have been advised to ignore it in the past so I have.

 

I thought after 10 years it would stop.

They are now threatening CCJ and removing the money from my salary etc?? 

 

Should I keep ignoring?

Will this affect my partner (he owns his own house but my name is on nothing).

I think I know the answers but need reassuring.

Thank you.

[Brazzer69]

Of course don’t reply! They send me the same stuff...they could never touch your partners assets as the debt is not his!

 

Just keep ignoring and soon it will be statute barred (10 years credit cards, 15 years loan).

 

After that they can ask for payment but can’t actually pursue it in court.

Don’t put your name on the house until 15 years has passed 

[Loulou79]

Thank you for the reassurance. Iw I'll keep ignoring. 

[dx100uk]

i've re opened your old thread and moved the posts you made today to it.

 

as long as its not a letter of claim 

correct.

 

[rgaine]

3 hours ago, Loulou79 said:

Morning, I have started receiving letters/emails/texts from IDR with regards to a loan I had with Emirates Bank.

 

I left Dubai in 2009 and the money they say I owe is now less than before!??

I have been receiving letters on and off for years.

 

I am now living with my partner who knows nothing of this as I have been advised to ignore it in the past so I have.

 

I thought after 10 years it would stop.

They are now threatening CCJ and removing the money from my salary etc?? 

 

Should I keep ignoring?

Will this affect my partner (he owns his own house but my name is on nothing).

I think I know the answers but need reassuring.

Thank you.

WOW These guys are insane and crazy to see they are still going. I’ve not heard from Mr Coyle and his bandits for a few years now. I wonder when they will pop up again with there threatening letters etc. 
 

ive been in touch with the banks by email always and saved in folders to keep track. This is my suggestion and same as me I am not on any mortgage and don’t own anything or have savings. 
 

 

[HunkyJunky]

On 30/01/2021 at 09:36, Loulou79 said:

Morning, I have started receiving letters/emails/texts from IDR with regards to a loan I had with Emirates Bank.

 

I left Dubai in 2009 and the money they say I owe is now less than before!??

I have been receiving letters on and off for years.

 

I am now living with my partner who knows nothing of this as I have been advised to ignore it in the past so I have.

 

I thought after 10 years it would stop.

They are now threatening CCJ and removing the money from my salary etc?? 

 

Should I keep ignoring?

Will this affect my partner (he owns his own house but my name is on nothing).

I think I know the answers but need reassuring.

Thank you.

Hi Loulou

 

So you ignored them for a bout a year and they have only just got back to you? did they contact you in the interim and have you ever replied? I'm in the same boat