PPI CMC Pemberton Associates threatening court action over fees

[User1301]

I naively filled out some PPI claim online Pemberton Associates ages ago, gave all info I had to hand.

“Electronically” signed all documents. Was sent something in the post which was lengthy, eventually completed & returned.

 

Cut a long story short but I started getting A LOT of emails from this company.

Regarding all sorts of things, claims against pay day loans, claims against all sorts of things, there was that much I lost track.

I was only ever really interested in PPI and I assumed everything I filled in was to do with PPI.

 

I got a final response saying once they’ve checked my credit history there’s only two companies I could claim against

- one being a mail order company (which I owe a mere £80 and the other being my current account, which at the time was overdrawn)

 

I replied saying I didn’t really see the point in perusing a claim against these for the reasons above.

To which they agreed.

 

I then started getting emails regarding some payday loan I took out a while back, asking me to send them a copy of some letter.

I had no idea what they were talking about and told them this, on top of the fact my balance was zero I didn’t understand why they were looking into it.

 

Fast forward a few weeks and they’re now saying I’ve breached the contract and that i’m Liable for cancellation fee’s if £360 for each company they originally persued (sure there’s about 12 all together)

 

The guy who was emailing me was horrible, very threatening, making out like I was lying, saying they’ve now realised I’ve breached the contract for a second time as I’d not returned documents (this isn’t the case - I’ve returned everything I’ve received)

 

I was getting no where with him, ended up leaving a lengthy yet honest review on trust pilot to which he replied saying if I didn’t remove it they’d sue me for damages. Cut a long story short he reckons he’s issuing court proceedings first thing tomorrow.

 

He’s literally not left me alone all night, threatening all sorts, telling me I am liable for court costs on top of the damages and fee’s already mentioned.

 

Apologies for any spelling errors, currently in the middle of something & frantically trying to explain myself on my phone!

 

Any advice greatly appreciated!

Edited March 5, 2018 by dx100uk
spacing

[dx100uk]

cause he is

block the email address and bounce back any new emails.

 

writing only.

 

keep a copy of everything he's written so far everywhere

as this will be useful for an harassment claim.

[dx100uk]

is that the right name?

I cant find any trace of them?

[User1301]

I did look but couldn’t see any option to block/bounce back emails. Thinking it’s only doable on a desktop, will have to look when I’m at work tomorrow. Shocked at some of his responses - very unprofessional which obvs rang alarm bells, still made me panic though. Thanks for the reply!

[User1301]

They’re called Pemberton Associates. At least that’s what it says on all correspondence I’ve rec’d.

[dx100uk]

aha!

http://www.consumerclaimline.co.uk/payday

[dx100uk]

stay off that phone too IF you are using that to them

 

so claiming:

(Failure To Return ‘FTR’ such as ID, Credit File, or Previous Address(es) to verify your identity).

 

FTR (Pre Audit) £50.00 + VAT

Post Confirmed Claim: £150.00 + VAT

Post Audit: £300.00 + VAT

No Claim Confirmed: £0.00

 

what didn't you send then?

 

dx

[User1301]

Initially they said they were invoicing me for one lot of £360 as I’d failed to send them a copy of a letter from the pay day loan company, queried it as I wasn’t even sure what letter and hadn’t kept anything anyway as it was so long ago. Plus the fact I was only interested in PPI/bank charges so questioned why they were now looking into an old, settled payday loan...Contacted the pay day loan company and asked for a copy of what they were asking for, forwarded it to them just to get them off my back.

 

Once I’d sent it I then got a further email saying on review they noticed I’ve failed to send back signed paperwork/authority, breaching the contract again. I explained I thought I’d sent back everything I’d received so couldn’t understand how this could be the case. I also questioned how they’ve been able to proceed if they don’t have my signed authority.

I was then told this refers to a claim for insurance matter and this was a totally separate matter.

 

Completely confused I started to question him, told him I’ve never been interested in claiming anything to do with insurance.

Rightly or wrongly I was by this point fairly wound up & I then left the trust pilot review ��

He proceeded to say I was contradicting myself and this was his response:

 

“As you have now made comment within the public domain, you are now liable for liable to which is accountable for damages.

 

These can range from a few hundred to several hundred thousand pounds.

 

Given the comments made which are defamatory and unfounded, we urge you to quickly remove or to seek immediately legal advice.”

 

��

[dx100uk]

talking rubbish

sounds like they are trying to spoof you out of fees they are not entitled too.

 

pers I think i'd stop all comms and simply await their fictitious letter of claim.

 

changers IMHO

[User1301]

Let’s hope so!

 

Thank you for the replies

[Leena M]

Hi I was wondering if there was an update to this?

Edited January 14, 2019 by dx100uk
quote

[dx100uk]

please start a new thread

of your own, this one is for advising user1301