I naively filled out some PPI claim online Pemberton Associates ages ago, gave all info I had to hand.
“Electronically” signed all documents. Was sent something in the post which was lengthy, eventually completed & returned.
Cut a long story short but I started getting A LOT of emails from this company.
Regarding all sorts of things, claims against pay day loans, claims against all sorts of things, there was that much I lost track.
I was only ever really interested in PPI and I assumed everything I filled in was to do with PPI.
I got a final response saying once they’ve checked my credit history there’s only two companies I could claim against
- one being a mail order company (which I owe a mere £80 and the other being my current account, which at the time was overdrawn)
I replied saying I didn’t really see the point in perusing a claim against these for the reasons above.
To which they agreed.
I then started getting emails regarding some payday loan I took out a while back, asking me to send them a copy of some letter.
I had no idea what they were talking about and told them this, on top of the fact my balance was zero I didn’t understand why they were looking into it.
Fast forward a few weeks and they’re now saying I’ve breached the contract and that i’m Liable for cancellation fee’s if £360 for each company they originally persued (sure there’s about 12 all together)
The guy who was emailing me was horrible, very threatening, making out like I was lying, saying they’ve now realised I’ve breached the contract for a second time as I’d not returned documents (this isn’t the case - I’ve returned everything I’ve received)
I was getting no where with him, ended up leaving a lengthy yet honest review on trust pilot to which he replied saying if I didn’t remove it they’d sue me for damages. Cut a long story short he reckons he’s issuing court proceedings first thing tomorrow.
He’s literally not left me alone all night, threatening all sorts, telling me I am liable for court costs on top of the damages and fee’s already mentioned.
Apologies for any spelling errors, currently in the middle of something & frantically trying to explain myself on my phone!
Any advice greatly appreciated!