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I had an intention to default notice from welsh water today for the amount of £548 which is this years water rates.

 

After calling them, it appears this is now a standard letter as they are back dating payments made to experian since 2012.

 

I had an outstanding amount of £31 from a CCJ (Which I paid 2 days after it was issued).

 

I have since checked my file and indeed there is now an entry from welsh water and I have missed payments from 2012 to last month on that account , and my main account is fine. (as I have been paying by direct debit ever since) apparently the £548 is setup by direct debit , but they have issued me this warning just in case my water falls into arrears in the future.

 

Am I the only one thats extreamly miffed at this, as now my credit score is trashed from 4 years of missed payments for sake of £31

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Andy

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Can you expand on the 2012 account and missed payments please, its not clear from what you have posted so far, how does it read from your credit file ?

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