OUSBA Default Notice / Equifax Challenge

[ryanmmmy1610]

Hello,

First post so here goes.

I am about to challenge the validity of a default notice issued to me by OUSBA dated 4 Jul 2014 (which was a Friday). The date for remedy on the DN was the 18th July 2014. Assuming they used first class post then this does not give me the clear 14 days as required. The correct date should have been the 22 July. Am I correct?

I have also received a letter stating on the 25th July 2014, that the agreement was terminated in accordance with CCA.

So, my challenge is, is the DN valid?

 

Equifax are also displaying incorrect info. They have the date of default as the 25 July 2014, which is incorrect. The default date should have been the 22 July 2014. They are also displaying the amount in default as 325 which is incorrect. It should be £323.49.

 

Do you think I have reason for this to be removed?

[Miss_Dior]

Did you get anywhere with this...I am challenging the OUSBA aswell