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Found 2 results

  1. Hello, First post so here goes. I am about to challenge the validity of a default notice issued to me by OUSBA dated 4 Jul 2014 (which was a Friday). The date for remedy on the DN was the 18th July 2014. Assuming they used first class post then this does not give me the clear 14 days as required. The correct date should have been the 22 July. Am I correct? I have also received a letter stating on the 25th July 2014, that the agreement was terminated in accordance with CCA. So, my challenge is, is the DN valid? Equifax are also displaying incorrect info. They have the date of default as the 25 July 2014, which is incorrect. The default date should have been the 22 July 2014. They are also displaying the amount in default as 325 which is incorrect. It should be £323.49. Do you think I have reason for this to be removed?
  2. Hello ladies and gentlemen, In 2008 I received a CCJ from the Open Univeristy (or OUSBA, acting as the person factoring payment) for the sum of £500, just out of interest I recently made the following request to OUSBA: The only two relevant pieces of paper they returned (on the 38th day) were: (My name isn't Mr Benn by the way....) Then: Then two sheets of T&C's (no area to sign etc...) I can upload these if requested. As I have specifically asked for a default notice and they have not supplied one (I do not remember receiving one either), looking online notices are always issued by OUSBA, not OU or their solicitors. Is this CCA valid, and what do I do about the lack of default notice? Regards, Andy
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