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OPOS chasing minicredit loan


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I have today received a FINAL Demand from OPOS on behalf of an £80 loan I took out previously with Mini Credit.

 

 

This account hasn't been paid since June although

 

 

I have rung them in both June and July stating a payment couldn't be made until 1st September due to unforeseen circumstances.

 

Where do I stand with this?

 

 

I rearranged a new payment plan on 04/08/2015 which I received email confirmation was accepted.

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So you have already arranged a payment plan with Minicredit regarding this loan?

 

Ignore OPUS, there is nothing they can do.

 

If you want to make a complaint about them, then you should complain to the parasite loan shark Minicredit who will have instructed them to harass you.

 

And please STOP discussing this over the phone (unless you can record your calls?)

 

Certainly DO NOT ring OPUS, you'll give them delusions of grandeur and a feeling of worth.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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So you have already arranged a payment plan with Minicredit regarding this loan?

 

Ignore OPUS, there is nothing they can do.

 

If you want to make a complaint about them, then you should complain to the parasite loan shark Minicredit who will have instructed them to harass you.

 

And please STOP discussing this over the phone (unless you can record your calls?)

 

Certainly DO NOT ring OPUS, you'll give them delusions of grandeur and a feeling of worth.

 

Hiya,

 

My account was passed to OPOS last year before the whole MiniCredit ceasing to trade.

 

I arranged a repayment plan again, increasing my offer last Tuesday and obviously received this today. But I have email confirmation saying it is accepted and will commence 01/09/2015.

 

This is so stressful!

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pers I think I'd stop paying if mc does not exist anymore

 

 

opos are nothing but powerless fleecers

they are not bailiffs.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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