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No contact for several months


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Basically I took out a loan with mini credit a last year november time and defaulted. At the time they were hounding me and took several small payments from my account.

 

But they suddenly stopped all contact, stopped taking payments and have blocked my account.

 

Where do i stand with this? Ive sorted out my payday loan hell now all bar these cowboys and dont want it returning to bite me in a few months time.

 

Any advice would be greatly appreciated.

 

Vinnie

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Cancel the CPA with your bank.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Just stand firm and keep asking for a repayment plan. If they refuse then we'll help you with a sneaky postal order method.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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So you haven't paid them for 6 months and haven't heard from them for a while.

 

Needless to say minicredit will try to say they can only be paid by debit card (not true) .

 

If it were me I would just cancel everything and ignore them, but if you want to be above board write to them asking for them to reinstate the payment plan on your terms

Any opinion I give is from personal experience .

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Yeah i think i will do that(first one) i cant even log into my account as they have blocked it, so i cant pay their silly amounts even if i wanted to. When the time comes and they contact me again I will offer them one months interest plus loan amount

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