Motormile Finance Uk Limited

[deepinthedoo]

Hi again all

 

I have had a lot of dealings with various debt collectors these really have reached a level beyond even mackenzie hall

 

 

They have ignored 4 emails i have sent since receiving notification they have bought my debt from lending stream.

 

They have now sent me a letter in a way replying to my email stating i revoked there right to visit my doorstep. I am paraphrasing a bit but it goes a bit like this...

 

 

You are not correct that under oft rules we can only call at your home if you agree to make an appointment. The debt is not reasonably disputed or deadlocked, we are giving reasonable notice of the timing of the visit.

 

 

I have had 5 letters in the 2 weeks since they have bought the debt.

 

I am sick up to here and cant sleep or eat feeling worse than ever

 

 

 

Please help

 

I have not copied the original letter as previously in other cases as i have been advised by somebody on here they read the forums and it wont help me

 

 

Thank you

[renegadeimp]

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?339-Motormile-Finance-UK-Ltd

 

Basically MMF are lying and are in contravention of the terms of their credit licence. You must make a full complaint to Rob Sands Complaince director and send it by recorded delivery.

 

MMF ignore all calls and emails, so take it to the top.

[BRIGADIER2JCS]

Hi Usual rubbish from MMF you have made a 'reasonable' request as to how, when or where you want to be contacted, if MMF ignore that then it breaches the guidance.

 

So send this to.

 

Private & Confidential

 

Mr Rob Sands

Director of Compliance MMF Ltd

 

Ref: use theirs

 

 

Dear Mr Sands,

 

I refer to MMF Ltd letter dated xx xx.xx., in relation to an alleged debt for £xxx.xx originating from an account with xxxxxxxxxx, please note I do not acknowledge any such debt.

 

I have made a reasonable request as to when, where or how I am contacted and state I will deal with MMF Ltd as I see fit and that is in writing only, no e-mails, sms text messages, no voice mails, or phone calls are acceptable and will not be acknowledged.

 

I am aware that MMF Ltd claims that the prohibition of home visits does not apply to it but I am also aware that this is nonsense.

 

Therefore should any such visit occur the 'visitor' will be invited to leave, failure to comply will result in the 'visitors' removal with police intervention if necessary.

 

send by recorded/signed for post.

[fkofilee]

Brig... Interesting info in my email inbox !!! :/

 

Today i received info that they have potentially changed their company director...

 

MOTORMILE FINANCE UK LIMITED

FREE COMPANY WATCH ALERT

 

 

New Documents Filed

03/10/2013 - Change of director's details

 

03/10/2013 - Change of director's details

 

[renegadeimp]

Nah they just added a new one last month.

[deepinthedoo]

thanks for replies

 

These letters are downright horrid and vile

 

I have copied that and will post first thing tommorow

 

Thanks again they cant be allowed to act like this

 

Just had a quick read of the other thread if you want to use my data feel free

[renegadeimp]

Make sure you send it by recorded delivery and ensure you mark it PRIVATE and CONFIDENTIAL.

[deepinthedoo]

will do thanks for help again

[dx100uk]

what is the debt all about please

 

dx

[deepinthedoo]

what is the debt all about please

 

dx

 

Lending Stream

 

Have sent various emails/letters to them with payment offers of nominal amount per month

 

No or fluffy replies until this sudden barrage from mmf the last 10 days seems like a letter everyday from them

[renegadeimp]

Seems LS are sending all their errant accounts to MMF. Hmm....

[deepinthedoo]

i never thought id say this but i wish they had gone to M Hall

 

I appreciate most people are stronger than me and some even enjoy the battle but getting similar letters every day from this "firm" is tiresome in my present state

[Kitten1]

Letters? From Mmf? All I ever got were texts!

 

Try not to worry too much hun. You have proof you've tried to come to an arrangement & they're ignoring you. If (and it's a big IF) court were ever brought into the picture they will be the ones looking stupid!

[deepinthedoo]

thank you kitten

 

thankfully they do not have my current mobile number

[dx100uk]

ok so despite all the offers of payment

 

have you actually PAID them what you are offering?

 

dx

[BRIGADIER2JCS]

The directorship changes were proposed a while ago.

[deepinthedoo]

no payment sent to mmf as of yet

 

letter sent recorded first class this morning i presume i will not get a reply from this outfit

[BRIGADIER2JCS]

I would expect a reply, but due to the amount of complaints MMF must be receiving they will be slow.

[deepinthedoo]

got an email today sent 3 times in the very early hours of the morning

 

all from lending stream

 

"Please find enclosed Statement of Account as per your request."

 

Now i have not requested this (at least not for at least 5 months anyway_)

 

I am sure this is not a co-incidence

[rippedoff15]

Hi All,

 

I have wrote to MMF requesting proof that they now own the old Gothia Debt. This is the email they sent today, also I have checked my credit file this morning and MMF have not searched nor entered any details. What action should I now take or just wait and see what happens next

 

 

Failure to Respond - Notice

Reference:

Despite previous correspondences you have failed to respond to our company. We have obtained an alternative residential address as a financial link, linking the address to your previous abode. This financial link was supplied by a credit reference bureau. We will be writing to you shortly.

We are unaware of any legitimate reason for non-payment of this account and although we would prefer an amicable settlement, we will not hesitate to take such further action as may be appropriate.

We trust this will not be necessary and would request that you send you payment within the next 10 days.

If you have recently forwarded payment or if there is any issue that you would like to bring to our attention then we would ask you to contact this office immediately by telephone on 0844 770 9583.

Important: If you are not the named person above please contact us quoting Address ID �ontact0con_id�to stop any further communication.

Yours faithfully,

MotorMile Finance UK Ltd.

[BRIGADIER2JCS]

So if MMF are not reporting to the CRAs, I would query their right to search, if for no other reason than to cause a little more disruption.

[fkofilee]

Brig, They do searches, that i do know... Theyve done it to me recently!!! :/

When i can ill post the search theyve done through Callcredit

[BRIGADIER2JCS]

|Emm searching the least used CRAs in the hope that the data subject will only check Equifax and or Experian ????

[rippedoff15]

|Emm searching the least used CRAs in the hope that the data subject will only check Equifax and or Experian ????

 

 

I have used Credit expert for my credit check, and MMF have not added any data or searches

[deepinthedoo]

On Friday last week, we had a technical issue that erroneously sent you an email statement for your Lending Stream loan number xxxxxxx0. Please disregard that email, as it may contain inaccurate information.

 

 

All a bit weird