Motormile Finance Uk Limited

[BRIGADIER2JCS]

On Friday last week, we had a technical issue that erroneously sent you an email statement for your Lending Stream loan number xxxxxxx0. Please disregard that email, as it may contain inaccurate information.

 

 

All a bit weird

 

A bit weird????? this is MMF = did you receive such an e-mail if so keep a hard copy safe somewhere.

[deepinthedoo]

no brig from l stream as as the 3 automated ones at silly o clock on saturday morning

[BRIGADIER2JCS]

no brig from l stream as as the 3 automated ones at silly o clock on saturday morning

 

 

 

 

My guess is some muppet has sent inappropriate threatograms but MMF have no idea who to, hope it hurts them.

[deepinthedoo]

the relentless emails have started again

 

can presume they have not realised the letter yet, ignored it or thrown it away

 

 

first email

 

headed county court action

 

Mr xxxxxxxxxxxxxxxxxxxxxxxr: you have chosen not to contact MMF. Your account is being assessed for legal action. Call 0113 8876876 to discuss a solution. Ref:xxxxxxxxx

 

second email

 

NOTICE OF LEGAL ASSIGNMENT OF DEBT

 

Our Ref: xxxxxxxxxxx

Lending Stream LLC

D ebt Value: £xxxxxxxxxx

 

We hereby give you formal notice of legal assignment for the above debt.

Your debt has been assigned to MotorMile Finance UK Limited (MMF) from Lending Stream LLC.

 

MMF is now the legal owner of the account.

 

All default interest and collection charges have been frozen from your account for 7 days. If the account remains unpaid after this time, we will add default interest to the balance which will significantly increase the debt.

 

Call NOW to benefit from this offer.

 

Please contact us as a matter of urgency to resolve this matter, where one of our operatives will be happy to assist in finding you a solution:

 

Tel 0800 996 1103

Please quote your reference xxxxxxxxxxxxxxx

 

 

This matter is not going to go away and we need to discuss how to resolve the matter before your account is passed to our Home Visit Department.

 

We look forward to hearing from you.

 

Yours faithfully,

 

Doorstep Collections Dept

MotorMile Finance UK Ltd.

[renegadeimp]

FIrst, they cant add anything unless its stated in the T&C's of the original account.

 

Second, did you contact Rob sands?

[deepinthedoo]

yes i did rene as stated earlier in thread

[deepinthedoo]

Not heard anything from Mr Sands

 

Have however started getting the emails again and they are not very nice

 

This was a generic one i think a few days ago

 

"Dear Mr

 

Please contact Motormile Finance regarding your outstanding account on quoting reference M.

 

Yours faithfully

 

MMF"

 

 

Ok fine but they have still not returned any of my previous emails.

 

And this one tonight which is horrible

 

SUBJECT DOORSTEP ASSESSMENT

 

Our Ref:

Debt Details: LC

Debt Value: £

 

Despite attempting to contact you on numerous occasions we have, as yet, not received a response and are now reviewing this case for further action.

We are considering whether to sanction a visit by one of our Field Agents to your property, with a view to discussing this matter in person and reaching an mutually beneficial repayment arrangement.

 

Alternatively we may decide to pass this account to our in-house solicitor with a view to issuing a claim against you in your local court.

 

We must advise you that should any legal claim prove successful the balance of the debt will be increased to include any legal fees and court cost we incur and that your name will be entered in the Register of Judgements, Orders and Fines.

 

We would also look to enforce any successful judgement granted, by way of an Attachment of Earnings (AOE) order (where applicable). This may resul t in your employer being contacted by your local County Court.

 

This email should be taken as formal notice that we have attempted to agree a mutually acceptable appointment and have been unable to do so through your lack of response. This fact will be later relied upon at court on the question of legal costs, should legal action prove necessary.

 

Yours faithfully,

 

MotorMile Finance UK Ltd.

[deepinthedoo]

and another

 

i do love a 11pm sunday email to cheer me up

 

SUBJECT

 

Home Visit appointment request

 

 

 

xxxxxxxxxxxxxxxx re Lending Stream LLC Payday Loans – Debt Acquired By Motormile Finance UK Ltd. This is MMF Home Visit Dept.Please contact us to arrange home visit appointment. Call 0800 9961103, ref.Mxxxxxxxxxxxxxxxxxxxxxxx

 

 

Still no reply from Mr Sands

[dx100uk]

really you need to send that to the OFt

 

that's against every guideline in the book!

 

dx

[renegadeimp]

WHat happened to that mass complaint that was meant to have been sent?

[sillygirl1]

 

I would reply back to their email using the phrases I've marked in red.

 

 

Ok fine but they have still not returned any of my previous emails.

 

And this one tonight which is horrible

 

SUBJECT DOORSTEP ASSESSMENT SUBJECT - FORMAL COMPLAINT (automatically sent to OFT/FOS)

 

Our Ref:

Debt Details: LC

Debt Value: £

 

Despite attempting to contact you on numerous occasions we have, as yet, not received a response and are now reviewing this case for further action.

We are considering whether to sanction a visit by one of our Field Agents to your property, with a view to discussing this matter in person and reaching an mutually beneficial repayment arrangement.

 

Despite me writing to your Compliance Officer you have failed to reply in a coherent manner, therefore again I revoke any Field Agent visit as there is nothing to discuss and the only mutually beneficial arrangement they can do is to bring me a cheque for £1000 for your persistent harrassment of myself.

 

Alternatively we may decide to pass this account to our in-house solicitor with a view to issuing a claim against you in your local court.

 

We must advise you that should any legal claim prove successful the balance of the debt will be increased to include any legal fees and court cost we incur and that your name will be entered in the Register of Judgements, Orders and Fines.

 

We would also look to enforce any successful judgement granted, by way of an Attachment of Earnings (AOE) order (where applicable). This may resul t in your employer being contacted by your local County Court.

 

This email should be taken as formal notice that we have attempted to agree a mutually acceptable appointment and have been unable to do so through your lack of response. This fact will be later relied upon at court on the question of legal costs, should legal action prove necessary.

 

The twaddle contained in your email will be relied upon in court to show that you do not have a fair, resasonable, legally qualified person who oversees your cases, and that you rely solely on ignorance and intimidation.

 

I hope this clarifies the issue for you and that all correspondence from yourselves is now being forwarded to the OFT/FOS as a matter of course and will not be replied to.

Yours faithfully,

 

MotorMile Finance UK Ltd.

 

Try the bits in red, and see what comes back!

[deepinthedoo]

thanks for help all

 

I need help reporting them to the relevant authorities

[BRIGADIER2JCS]

See thread MMF your help needed, mass complaint being collated.

[deepinthedoo]

See thread MMF your help needed, mass complaint being collated.

 

i have stated earlier in thread that i am happy for my information to be used

 

something needs to be done and quickly

[deepinthedoo]

yet another letter today

 

a doorstep assessment letter

 

 

this "firm" really do take it to the next level

[BelstarBomb]

Hi Brig,

 

Would you like to add an email to my work email saying they will visit me even though I have not responded, a recorded message on my work voicemail and then a recorded message on my home number at 5.30pm this Sunday evening to your list of complaints? The message at home was not even a real person - it went straight to the recorded message!

 

Bel

[dx100uk]

Hi Brig,

 

Would you like to add an email to my work email saying they will visit me even though I have not responded, a recorded message on my work voicemail and then a recorded message on my home number at 5.30pm this Sunday evening to your list of complaints? The message at home was not even a real person - it went straight to the recorded message!

 

Bel

 

really you need to send those to the OFt

 

that's against every guideline in the book!

 

dx

[janes]

thanks for help all

 

I need help reporting them to the relevant authorities

 

Had a nice letter from oft today re motormouth they say they will consider my complaint along side other they have revcieved to a view of thir consumer credit license

 

People must send complaint in to get rid of these people

[deepinthedoo]

Janes can you give me a guideline you used?

Had another email in early hours today

 

still no reply to my letter

[deepinthedoo]

And another threatening email tonight

 

Dear

NOTICE OF TRANSFER FOR HOME VISIT

Our Ref:

Debt Details: Lending Stream LLC

Debt Value:

 

We write further to our recent communications that you have recieved from this company putting you on notice that the balance of £remains outstanding.

 

This week your file is schedculed to be passed to your local Home Visit Division.

 

We are happy to try and resolve this matter without conducting a field visit and we would ask you to contact us by telephone or email to discuss repayment terms. Alternatively you may make an offer through our website at http://www.mmile.com. or return the standing order form attached to this email.

 

Please note that if we do not hear from you, then you will be visited, at your residential property, to assess your personal circumstances with a view to passing the matter to our Solicitor, should a realistic repayment agreement not be met.

 

We would, lastly advise that if you are able to make a lump sum settlement offer, then we would accept a settlement payment of £ in full and final settlement. This offer will lapse in 5 days.

 

We look forward to hearing from you.

 

Yours faithfully,

 

MotorMile Finance UK Ltd.

 

 

 

 

And yes i have left the spelling errors in

 

I hope this firm rots in hell

[janes]

Hi

use this link http://oft.gov.uk/about-the-oft/legal-powers/legal/cca/debt-collection

 

There is a check list and a form to complete I complained about misleading letters threats of home visit with view to siezing assetts, constant phone calls and messasges left on home phone

[deepinthedoo]

thanks janes will do that tonight

 

another letter this morning

 

when will it end

[deepinthedoo]

done the complaint

 

hopefully everybody else form is a little hard work but feel a bit better about it

[deepinthedoo]

RESPONSE FROM OFT VIA EMAIL

 

Thank you for your email received on XXXX XXXXXXXXXXX 2013.

 

I am very sorry to hear about the difficulties you have been experiencing however, the

OFT has no authority to become involved in individual disputes and agreements

between consumers and traders so we cannot advise you directly in this matter.

 

The Financial Ombudsman Service (FOS) can help with most complaints about

consumer credit products and services if the consumer has failed to satisfactorily

resolve the matter directly with the consumer credit licensee itself. FOS can be

contacted at: Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall,

London, E14 9SR; 0845 080 1800; or http://www.financial-ombudsman.org.uk.

 

I can confirm that the business you mention holds a consumer credit licence. Under the

Consumer Credit Act, holders of consumer credit licences must be fit and competent

to do so and the OFT has a duty to monitor the fitness and conduct of all traders who

hold such a licence.

 

We have therefore noted the details of your matter, and we will consider this alongside

any other complaints we have received with a view to any consumer credit licensing or

other action we may decide to take. If we do take any action against this trader we

may need to contact you again in the future. Unfortunately, we cannot disclose any

details about any action we may take, due to legal restrictions on the OFT relating to

disclosure of information.

 

 

Thank you again for writing to us and bringing this matter to our attention.

 

 

 

 

Right everybody affected needs to log a complaint, it took me an hour of my time.

 

Please help me if you have been affected by this vile outfit

[deepinthedoo]

more emails

 

sick of this firm