dont know what i am owe the rbs ?

[unluckylittleme]

hi

 

13 yrs ago my husband and i got a loan for moving in to our new house, it was getting paid every month until my husband moved out

 

he said he was going to pay it the loan ,was only for 5000 but he apparently got another loan on top of it

and i didnt know he started up in buisness with someone and it went sour

 

he was apparently made bankrupt and when he was round here visiting the children

apparently someone came to door and the bank had made a request from the courts to get me to pay it all back

 

it was in the region of £15k but i got a letter in other day from bank and it has £8,500.

 

so what am i due to pay as i am nearly caught up we the council tax ive just paid nearly 11,000 of that and i struggled to pay it

 

any advice would be appreciated

thank you

[dx100uk]

hi ya welcome along.

 

sorry your story is a bit confusing.

 

are you saying you have a CCJ?

 

p'haps a look at your CRA file

 

see below

 

might clarify things?

 

unless the loan was in joint names, you owe nowt!!

 

dx

[unluckylittleme]

hi dx am not sure what it was it came in as he got hold of it and the loan was in joint names and apparently we him being bankrupt i have to pay it all

[unluckylittleme]

hi dx just checked my credit says there is no judgments on my report and i am 3/5 score and my score is 608 its tellin me on there that i am owe nothing but i got this letter from bank

[dx100uk]

its not on your cra file so...

 

its either had a default and fallen off after 6yrs

or its never been there

or its well statute barred...and gone.

 

can you scan up that letter please....

 

 

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

or

convert existing PC files to PDF [office has an installable print to PDF option]

.

'

BUT......

ENSURE: remove all pers info inc barcodes etc using paint program

but leave all figures and dates.

.

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

.

dx

[unluckylittleme]

cant get the letters to upload?

[dx100uk]

what part fails>

 

dx

[unluckylittleme]

cant get them to attach

[dx100uk]

do you get as far as go advanced / manage attachments?

 

how far in my guide do you get?

 

dx

[unluckylittleme]

it wont let me add the attachments

[unluckylittleme]

apparently my wages are going to be arrested for the bank loan but they cant take anything off until i pay my council tax arrears wish i near enough have finished paying can they do that?

[dx100uk]

they cant do that its not been to court has it?

 

in my instructions

 

which line does the process fail?

 

you can browse to the PDF file you want?

 

you can select it?

it goes in the box?

 

then when you hit upload

it wont?

 

look at the last 5 lines of my instructions

where does it fail which line>

 

dx