Help Got A letter from M T Collect

[pealady1209]

I received a letter off these people today, except calling themselves 'Mitigate Trace and Collect'..

 

From reading the letter I got a little worried with the threatening of taking me to court so I called them

- baring in mind they claimed to have tried many a time to contact me, yet I'd never heard off them before!!

 

phoned them on 0131 213 1101 and asked to set up a payment plan,

the lady I spoke to on the phone was lovely until I said I couldn't make a first payment until the 28th..

 

They cannot hold my account and it will now be passed to the doorstep collection agency,

I asked if they could actually come to the door and collect as I believed you had to have a CCJ against you for that to happen,

to which she replied 'you will just have to sort that with them won't you'...

 

Clearly not a professional company at all - not worth speaking to just report them!!

[silverfox1961]

Hi Pealady and welcome to CAG.

Just for information, they can turn up on your doorstep without a CCJ and you can tell the to bu**er off and if they refuse, you can call the police

 

On the letter, did it have an address for communication?

If so can you post it up.

[BRIGADIER2JCS]

Big mistake phoning them!!!

Welcome To CAG.

Do you know what they are

attempting to collect???

[pealady1209]

They are collecting a debt from capital finance one (payday company)..

 

I originally tried setting up a payment plan with them

but they said they couldn't and wait for it to go to the debt collection agency and I will be able to.

 

I'm not one to dodge what I owe and if I had the money I would genuinely pay it but they just arent helpful at all!

 

The only address on the letter is "payment house, PO Box 66675, London, E11 9EG"

[dx100uk]

new thread created

 

scan the required letters/agreements/sheets

as a picture[jpg] file

remove all pers info inc barcodes etc using paint program

but leave all figures and dates.

 

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf

than many single ones

or if you have PDF as an installed printer drive use that

or use word and save as pdf

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

then hit reply button

dx

[pealady1209]

I've replied on the old thread, the address is:

Payment house

PO box 66675

London

E11 9EG

 

I would scan the letter in but currently on using my phone rather than the computer

[dx100uk]

all your posts are here

 

please use this thread

 

dx

[Youngest78]

Sorry to jump on the bandwagon but I'm in the exact same boat.

 

Took out a loan with CFO some time ago and couldn't pay it back.

Came to an arrangement with another 3rd paty they used - Daniels Silverman - to pay back £20 a month.

This was all agreed and I made the payments, but in the meantime i applied for another loan,

with another payday loan company calling themselves something else

- no reference to CFO or anything to do with them.

 

The application involved debit card details.

Next thing i know £400 is taken from my account and CFO claim it was their right to access my money through their little 'sting' website.

 

this started a big wrangle and i tried to get the money back but couldn;t get it.

 

In the end i just said to hell with them, even though they still had the nerve to write demanding the residual £260 (i only ever borrowed about £200).

I ignored it, but then eventually wrote saying i'd pay it off £10 a month.

Never heard back.

months and months passed, i start getting these silly texts from MT.

And now i get the letter.

Like i say, i'm not currently paying it back but i'm damned if i'm going to start doing so through one of their fake, illegal pseudonyms.

Can anybody suggest what the best course of action would be?

Can scan in the letter if needs be but it says exactly what the others say...

[silverfox1961]

Sorry to jump on the bandwagon but I'm in the exact same boat. Took out a loan with CFO some time ago and couldn't pay it back. Came to an arrangement with another 3rd paty they used - Daniels Silverman - to pay back £20 a month. This was all agreed and I made the payments, but in the meantime i applied for another loan, with another payday loan company calling themselves something else - no reference to CFO or anything to do with them. The application involved debit card details. Next thing i know £400 is taken from my account and CFO claim it was their right to access my money through their little 'sting' website. Anyway, this started a big wrangle and i tried to get the money back but couldn;t get it. In the end i just said to hell with them, even though they still had the nerve to write demanding the residual £260 (i only ever borrowed about £200). I ignored it, but then eventually wrote saying i'd pay it off £10 a month. Never heard back. Then months and months passed, then i start getting these silly texts from MT. And now i get the letter. Like i say, i'm not currently paying it back but i'm damned if i'm going to start doing so through one of their fake, illegal pseudonyms. Can anybody suggest what the best course of action would be? Can scan in the letter if needs be but it says exactly what the others say...

 

Hi and welcome to CAG.

 

I will leave your post here as a warning to others but I would recommend you start a thread of you own.

Can you remember the name of the second loan company.

 

How long ago did they take the extra money?

[dx100uk]

scan up that letter please:

 

scan the required letters/agreements/sheets

as a picture[jpg] file

remove all pers info inc barcodes etc using paint program

but leave all figures and dates.

 

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf

than many single ones

or if you have PDF as an installed printer drive use that

or use word and save as pdf

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

then hit reply button

dx