Arrow have taken over Egg Loan

[The Debt Star]

fos have said i need to raise a fresh complaint about the assignment despite prior ppi dispute. i have to wait for egg's final response. egg have already said they have paid and complied with the ppi but my calcs say they are £1K out. so the fos are making this much harder work than it needs to be.

[BRIGADIER2JCS]

Hi, DS,

Use the FC route to EGG and Arrow to get quicker final responses, I use the route very effectively,

on all sorts of accounts and companies.

[The Debt Star]

wotz the "FC Route"?

[BRIGADIER2JCS]

Hi FORMAL COMPLAINT:madgrin:

[The Debt Star]

with the foz? yeah, defo will be doing that, but can't until getb the final response from egg. what pishes me off is that foz won't do it under the existing complaint. its all inter connected and i can't see the logic of a fresh complaint

[BRIGADIER2JCS]

Bureaucratic pigeon holing one complaint 1 form connected or not:madgrin:

[The Debt Star]

yep and thats wotz happened

[BRIGADIER2JCS]

Quangos effective:?::flypig:

[jason_mnm]

Does anyone have experience of F&F settlement offer with Arrow?

[BRIGADIER2JCS]

Only one ,like pulling teeth they made excuses that they had to contact

their client when they had bought the debt, and were very difficult

to negotiate with on not selling on any balance, took 5 weeks to reach

a decision.

Brig.

[The Debt Star]

but you did though! well done Brig!

[BRIGADIER2JCS]

TA:madgrin:

[The Debt Star]

afternoon amigos.

 

a letter in the post 2day from the DCA saying they are investigating with Arrow and will get back to me.

 

Nowt from Arrow whatsoever.

 

I would like to send Arrow a cheque each month for the payments that were previosuly paid to Egg. They haven't sent me their banking details and clearly won't bother to either. Soooo.....what's wrong with sending them cheques then? I can't think why I shouldn't if its my intention to pay and reduce the laon each month.

[BRIGADIER2JCS]

In your situation nothing all, the can alter it, present it more than once, so go ahead.

[The Debt Star]

In your situation nothing all, the can alter it, present it more than once, so go ahead.

 

huh? can you say that again?

[BRIGADIER2JCS]

This ''B'' computer is crap,

It should read sending a cheque for payments

is not going to cause any problems, the recipient can't

alter it or present it for payment more than once.

[The Debt Star]

Ok cheers mate.

 

ref your keyboard, make sure there isn't anything underneath the keys. I thought my keyboard was shot and used it for months with no "p" key only to find a staple had lodged underneath LOL its fine now!

[BRIGADIER2JCS]

I know what you mean I keep getting zooming in and out on print size as well.

[The Debt Star]

new pc called for from the sounds of things! Send the bill to the MoD

[BRIGADIER2JCS]

They paid for this one:madgrin:

[Fred Bassett]

Computers are never wrong - only operators.

[BRIGADIER2JCS]

I found my place in life when I married, ALL WAYS IN THE WRONG:madgrin:

[The Debt Star]

Update:

 

I have refused to deal with Westcot and sent my usual monthly payment (hitherto paid to Egg) direct to Arrow. By cheque. Arrow , who have been ignoring my requests for their banking details, have cashed the cheque. So looks like they will accept payment direct to them cutting out the DCA middle man.

 

Meanwhile, I have calculated that Egg owe me a further £1K+ in PPI and interest.

 

All off to the FOS now on basis of the PPI that remains outstanding on a prior disputed account that has been assigned to Arrow, who tried to get a DCA to collect on it.

 

V. messy. All Egg's fault.

[BRIGADIER2JCS]

Hi DS,

 

Just as well to cut Westcott out of the loop,they

are total waste of time and space IMO:madgrin:

 

Brig.

[The Debt Star]

I guess the next problem will be that the balance of the loan is disputed because arrow won't be applying it to my account. So I'll have to keep PROOF in the form of cheque stubs and bank statements plus my letters to Arrow enclosing payments.

 

But TBH another line of dispute would be a good thing and should ensure that DCAs are kept out of the loop.

 

Westcot are now the 3rd set of DCAs sent packing on this loan.