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ocharged v halifax ***SETTLED IN FULL***


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Hello everyone,can anyone tell me after you have sent your first letter requesting details of how much you have paid in the last 6 years in charges,how long does it take for them to respond?:-? And would it be quicker if I just took the letter in the bank?:-? Please let me know.Thankyou.:)

:p
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Hello everyone,can anyone tell me after you have sent your first letter requesting details of how much you have paid in the last 6 years in charges,how long does it take for them to respond?:-? And would it be quicker if I just took the letter in the bank?:-? Please let me know.Thankyou.:)

 

hi if you hand deliver the letter it may be a few days quicker, they have 40 days to respond to the SAR.

 

the best thing to do is to read the faq they will guide you through the whole process also read the threads in your bank forum.:D

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:( I have sent first letter to Halifax requesting list of all charges applyed to my account over last six years,but I didnt realise you had to include ten pounds,will they just ignore my letter?How do I get around this?ADVICE PLEASE.:oops:
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:( I have sent first letter to Halifax requesting list of all charges applyed to my account over last six years,but I didnt realise you had to include ten pounds,will they just ignore my letter?How do I get around this?ADVICE PLEASE.:oops:

 

They may send you the statements free of charge some banks ar edoing this. However you can also go into your branch or phone to allow them to take the money from your account. :D

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hi,thankyou.do You Know If Halifax Send Them Free?cause I Think There Money Grabbers,dont Reckon They Will.

 

hi check the Halifax thread, you must remember that bank treat each case differently within reason. You may get "paid" straight away or you may have to wait. It could be worth you hand delivering a new S.A.R - (Subject Access Request) and £10 to your branch, it will make the process quicker.:D Dont forget you can claim the £10 back!

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Hi team.

 

I had mine for free. Just phoned them up and 3 days later they arrived.

 

Ukaviator

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Hi..

 

I just asked the person in a polite manner, and said my statements were online with the internet banking system,but only go back 2 years. She said she would send them out free of charge.Depends who answers really. Just be polite and ask how the weather is where they are.Takes them off the scent.Remember they are just doing what they are paid to do. I have no trouble when i call any of the card companies or bank.

 

Good luck

 

Ukaviator

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Ukaviator you must have charm I've just asked for my mortgage statements and the cheque didn't go through:D from my other account so they wrote to me with the bounced cheque:D :D saying I had to pay before they could give me my info,MMMMM wonder if its because they've just payed me out £8.5k:D :D .So redoing it ,I can wait,with a cheque from my Halifax account.lololol

HALIFAX CURRENT ACCOUNT SETTLED IN FULL 9/9/06.

 

N1 form completed 05-06-07,LBA sent 14-05-07,2nd go!Prelim sent 24/04/07

 

Halifax Visa 1.Paid in full

Halifax Classic.Paid in full.

 

LBA sent 14-05-07,GMAC prelim sent 24/04/07

 

Data Protection Act for halifax mortgage 16/09/06.

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Just Halifax plc thats all I did.

HALIFAX CURRENT ACCOUNT SETTLED IN FULL 9/9/06.

 

N1 form completed 05-06-07,LBA sent 14-05-07,2nd go!Prelim sent 24/04/07

 

Halifax Visa 1.Paid in full

Halifax Classic.Paid in full.

 

LBA sent 14-05-07,GMAC prelim sent 24/04/07

 

Data Protection Act for halifax mortgage 16/09/06.

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I got all mine through in fact they sent me 3 lots of 149 each for the same account (bless them)all for £10.So why does it cost £39 for 1 letter???????

HALIFAX CURRENT ACCOUNT SETTLED IN FULL 9/9/06.

 

N1 form completed 05-06-07,LBA sent 14-05-07,2nd go!Prelim sent 24/04/07

 

Halifax Visa 1.Paid in full

Halifax Classic.Paid in full.

 

LBA sent 14-05-07,GMAC prelim sent 24/04/07

 

Data Protection Act for halifax mortgage 16/09/06.

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:mad: CALLED THIS MORNING REQUESTING STATEMENTS,WAS TOLD IT IS MY FAULT ABOUT GETTING BANK CHARGES,NOT THEIRS.IM NOT VERY HAPPY.GETTING A BIT WORRIED NOT SURE IF TO CONTINUE WITH THIS,I THINK THEY ARE GETTING TOUGH.REASSURANCE NEEDED PLEASE:sad:
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Hi, don't give up, they're just trying to scare you off. Go to the FAQs and follow the links to the standard letters available. You need to send them the Subject Access Request letter with a £10 cheque enclosed and this then gives them 40 days in which to send you a full copy of your statements... If you follow the advice on this site and send the letters advised you'll get your money back. Good luck :)

Sazzle v A&L!!!

Request for repayment sent to A&L for £463 - 14/07

Standard reply received - 18/07

Letter before action sent - 21/07

Received my small claims pack so here we go - 17/08

Claim agianst A&L started - 21/08/06

Response received saying they will defend - 30/08/06

SETTLED IN FULL £548.48 - 06/09/06 :D

 

Sazzle v Halifax!!!

Request for statements sent to Halifax with £10 cheque - 14/07

Letter received requesting more info - 05/08

Letter sent with info required - 09/08

Letter received saying statements on way - 11/08

Big pile of statements arrived - 17/08

Request for repayment sent to Halifax for £442 - 17/08

Letter received saying they will reply within 4 weeks - 21/08/06

Letter received offering £236 as final settlement - 15/09/06 (I don't think so!!!)

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thankyou For Reply But Carnt Pay For Statements At The Moment Because They Have Put Me Overdrawn,i Have Also Sent Letter Once Requesting Them But Forgot To Enclose Payment,so Guess I`m Back To Square One.

:p
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