British Gas ->Robinsons Way -> defaulted accounts

[dx100uk]

you say its on your cra file

 

under whose name bg or the dca

 

dx

[tomaszw]

it says Public Utility from Robinson Way

[dx100uk]

can you try another cra

 

noodle is good and free

 

dx

[tomaszw]

I used Noodle and it says that the lender is Robinson Way.

Date of default is 1/08/2008

so I'll need to wait till 1/08/2014..

 

What can you suggest?

I think I would be able to pay it off but what will I gain?

Is my credit rating going to start looking better with every month after paying the bill?

 

I'm desperate for new credit card for balance transfer

but I got no chance to get any with my poor credit rating.

 

tom

[dx100uk]

well, BG never used to bill me, but as mentioned earlier in this thread one of the house mates changed her name to mine so my name must have been on the bill (I never saw any bills from BG)

I don;t get your second question.

thanks

 

 

if they did thats fraud.

 

when was the last payment any idea?

 

dx

[tomaszw]

I've got no idea about the last payment my flat mate did. I never used to pay for the gas/electricity as I was giving cash to her (the flat mate) and she was paying for the bills. All I know is that it was her who contacted BG and changed her name to mine on the bill - that's what BG told me.

[dx100uk]

how much are we talking about here?

 

dx

[tomaszw]

It's just under £900. So I have no idea for how long my name has been on the bill. Iis it possible there are included extra charges in the sum?

[tomaszw]

I've received another letter from RobWay.

 

It says they have been in touch with BG and that confirmed theres no disputes raised and the only name on the account is my name (still with wrong spelling)

and no names have been removed from the account.

 

RobWay now require my proposals for repayment.

.. no idea what to do.

 

What happens if I ignore the whole case?

[dx100uk]

nothing ignoe it

t'll be off your CRA file in march

 

so bye bye debt.

 

een BG cant chase you as YOU have not been billed in the last 12mts

 

even if they had had billed you

 

they would ONLY be entited to 12mts arrears.

 

my thoughts

 

forget it!!

[tomaszw]

thanks

how do you know it will be in march?

the account was defaulted by RobWay in Aug 2008.

 

Does it mean that no matter what it will be taken off my credit file on Aug 2014,

despite they contacted me and have done some updated on credit file?

 

does it mean that RobWay have 6 years to collect the debt if they fail the account will be taken off?

 

what can they do to try to collect money?

can they visit me at home/go to court/take my car?

[dx100uk]

post 19

 

but doesn't matter really

 

dx

[dx100uk]

thanks

Does it mean that no matter what it will be taken off my credit file on Aug 2014, -yes

despite they contacted me and have done some updated on credit file? - makes no odds

does it mean that RobWay have 6 years to collect the debt if they fail the account will be taken off? - 6yrs from default date

what can they do to try to collect money?

can they visit me at home/go to court/take my car?

 

they are A dca they have NO LEGAL POWERS to do NOWT.

 

they can visit but have NO POWERS

they aRE NOT BAILIFFS

they can take nowt off you.

 

TBH i think this is just willy waving

if BG waned t heir money

they WOULD HAVE already gone to court on this.

 

they've written it off

they know they coud only ever get 12mts back anyhow

 

and with the implied FRAUD they stand NO CHANCE

 

dx

[tomaszw]

Hi

I received a letter today from Norwich Farrelly Solicitors that Rob Way instructed them to claim payment and court action may be taken against me. I've got 10 days to reolve the matter.... Any ideas what to do?l

[dx100uk]

ignore them

 

a fake solicitor chasing a fraudulant debt for another dca for bg........

 

dx

[caro]

"Action MAY be taken".then again it MAY not. Wait and see what really does happen. I MAY win the lottery.but then again ......