halifullpt1.pdf halifullpt2.pdf halifullpt3.pdf

Okay so they sent a whole pack with statements and T’s and C’s etc etc. I’ll upload all tomorrow

@dx100uk two separate credit cards. @London1971 I would agree historically but I’ve had two other cards with them (link) due to Covid and they took them to court. can I ask, were you a home owner at the time?

Hi all they have written to me regarding this account opened in 2008. they have the signed agreement which is below default notices, notices of assignment and copy statements all sent to me and attached hali1.pdf

Hi so the original creditor was my bank, Barclays who during covid when I couldn’t pay said they couldn’t do any more for me if I can’t pay and immediately defaulted the account and closed it. the worst out of many Was a credit card taken out around 10 years ago and was used monthly up until Covid.

Hi all help appreciated and apologies as another account. This is with Link at early stages. Need some guidance please thank you link fin007.pdf

Hi have another new case with Link Financial at a starting stage Do I write and ask for agreements etc? thank you link fin006.pdf

I am not only confusing myself but all. The one that has the ccj by default is the 2019 account of which they have sent a false signed agreement. Belongs to this thread.

Thank you On the 2nd account it states opened in 2019 but the signed agreement is a copy of the first account in 2008 Docs1.pdf

Hi Thank you Andy I have scanned so many times with an actual scanner to pc and by my phone and cant get even a page under 4.88mb. Is there an easy way I'm missing?

Hi All no news from the court yet unfortunately. however Linkfinancial has sent 2 big letters for the two accounts. Both have T’s and C’s copy of default, notice of assignment and statements. both have the same hand signed agreement in 2008. I definitely did not open both at the same time. It states in one agreement that one was opened in 2019. both are halifax

No update yet but chasing the court with the above notes thank you

Thanks for the replies. I have called the court. One claim has no judgement but could not see the defence. The judgement I received , there was no defence filed. I had to file by email so I have receipts from their system to say it was sent and received on time. I did this as their own member of staff admitted that the system was playing up and gave me the email to send to instead. The lady there said it should be fine to set aside themselves once they receive the screen shots of my emails (sent and received) Scanned my ccj letter but saved as image only and wont upload still. Will convert to pdf

Will have to scan at work tomorrow. It says that I did not reply to the claim form. This is the first I have heard since filing the defence.

Hi all was waiting to hear back and low and behold. registered CCJ everything was sent on time to both parties letter is from County Court Business Centre, Northampton. says I did not reply and that I must pay £10,452.48 Great to get home and see this. I’m hoping there is a way to overturn the decision? Help appreciated once again ps: the letter will not upload from camera or photo album