halifullpt1.pdf halifullpt2.pdf halifullpt3.pdf

Okay so they sent a whole pack with statements and T’s and C’s etc etc. I’ll upload all tomorrow

@dx100uk two separate credit cards. @London1971 I would agree historically but I’ve had two other cards with them (link) due to Covid and they took them to court. can I ask, were you a home owner at the time?

Hi all they have written to me regarding this account opened in 2008. they have the signed agreement which is below default notices, notices of assignment and copy statements all sent to me and attached hali1.pdf

Hi so the original creditor was my bank, Barclays who during covid when I couldn’t pay said they couldn’t do any more for me if I can’t pay and immediately defaulted the account and closed it. the worst out of many Was a credit card taken out around 10 years ago and was used monthly up until Covid.

Hi all help appreciated and apologies as another account. This is with Link at early stages. Need some guidance please thank you link fin007.pdf

Hi have another new case with Link Financial at a starting stage Do I write and ask for agreements etc? thank you link fin006.pdf

I am not only confusing myself but all. The one that has the ccj by default is the 2019 account of which they have sent a false signed agreement. Belongs to this thread.

Thank you On the 2nd account it states opened in 2019 but the signed agreement is a copy of the first account in 2008 Docs1.pdf

Hi Thank you Andy I have scanned so many times with an actual scanner to pc and by my phone and cant get even a page under 4.88mb. Is there an easy way I'm missing?

Hi All no news from the court yet unfortunately. however Linkfinancial has sent 2 big letters for the two accounts. Both have T’s and C’s copy of default, notice of assignment and statements. both have the same hand signed agreement in 2008. I definitely did not open both at the same time. It states in one agreement that one was opened in 2019. both are halifax

No update yet but chasing the court with the above notes thank you

Thanks for the replies. I have called the court. One claim has no judgement but could not see the defence. The judgement I received , there was no defence filed. I had to file by email so I have receipts from their system to say it was sent and received on time. I did this as their own member of staff admitted that the system was playing up and gave me the email to send to instead. The lady there said it should be fine to set aside themselves once they receive the screen shots of my emails (sent and received) Scanned my ccj letter but saved as image only and wont upload still. Will convert to pdf

Will have to scan at work tomorrow. It says that I did not reply to the claim form. This is the first I have heard since filing the defence.

Hi all was waiting to hear back and low and behold. registered CCJ everything was sent on time to both parties letter is from County Court Business Centre, Northampton. says I did not reply and that I must pay £10,452.48 Great to get home and see this. I’m hoping there is a way to overturn the decision? Help appreciated once again ps: the letter will not upload from camera or photo album

Thanks guys so yes the whole point of this is to see if I can get any money back from the mechanic. not interested in the seller at all. in the first instance the mechanic would have felt and heard the problem. He test rode it after changing fuel pump and servic. his own admission (text). Which he should test ride it. when delivered back to me. It wont start or run properly. I said do what it takes. he is the specialist after all and I send it back up he does cold starts, tweaks with maps and says it running great. i get it back and it starts a bit better but still doesn’t run properly and is the same as when I first sent it up. since I had to drive 6 hours to take somewhere else and pay someone else who immediately found major faults with the leaking pump, leaking fuel hoses and spark plugs…. All fitted by the first mechanic as well as trying to get more spark to the rear. the fault in the first instance was actually the rear cylinder not firing. The first mechanic trying to get more spark to the rear indicates he knew there was a problem but chose to hide it. driving down to the second guy and leaving it there for diagnosing cost me £1000. Then the parts and work on too will be about another £1000. I would be looking to claim back about the same amount for negligence, faulty parts, not fit for purpose and rather than say no, had me keep sending the bike back and forth with no intention to tell me there is a problem with the rear cylinder. Can this mechanic just get away with it?

Hi sorry a long winded story. but it is only one person who has serviced the vehicle and who I have fault with. i bought the bike privately as is. the specialist mechanic was paid to fault find and ultimately fix he is the only person. the work he did was substandard, the parts faulty and could have been devastating. the problem was never fixed or diagnosed. I was told it was all hunky dorey. 1 test ride for 10 seconds would tell him differently. the new mechanic is being paid to fault find. With no previous insight and within a very short time found problems with the parts I paid for and an attempt to fix the actual original problem of a non firing cylinder

Hi okay so I bought the bike from its first owner who has had the bike since new in 2006. The bike is a race bike from creation from Aprilia. the condition of the bike was pretty good and promised to be a very well cared for example. the bike was not road legal so hard to test fully. I bought it February 2021 and it was £7.5k however the bike was lumpy and had this problem from then. Basically bought with the problem. it was pointed out by a few that it could be the dual exhaust as some feel the exhaust doesn’t work properly on the bike. after speaking to the specialist I sent it up to him for a full service and inspection. it came back the same. Unrideable and. Not starting. He put a fuel pump in and sparks as well as oils and filters. i sent it back and back again but returned exactly the same having been fed up sending it to him I found someone else who immediately found faults with: fuel pump fuel line spark plugs one spark plug to the rear points to the specialist trying to get more of a spark to the rear cylinder. the problem that I described and the fault from day one is that the rear cylinder was not firing. which is why the specialist put a different spark to the rear. he also put the pump in and attached the fuel line. The bike has not been ridden. Are we saying that although this guy runs a illegitimate business and has been paid for a service. There is no claim possible?

Hi Manxman that brings this straight up too. its a V twin Aprilia supermoto without saying it outright.

Hi DX I do agree in normal circumstances. He hides well behind the fact that the manufacture never offered a warranty from new and he tends to tell the fan boys that his complainers just didn’t want to spend money. As he is literally the only person and runs the only UK social page, he holds majority of the cards and others have just walked away also. i did send a letter before claim last week and have given him till Friday to respond.

Hi I am new here and since covid have many problems in life like many I'm sure. This site and the individuals giving up their time is just great to see. So I bought a specialist bike of which I have had 2 before (2012/2014). There is only one very well known specialist in the UK who has serviced and rebuilt the engines on nearly all of these in the past 14 years or so. I never used his services prior to this saga but since this bike just did not run properly from when I bought it, I sent it to him via a transportation company he recommended. £300 round trip. The mechanic works from his home up North and is not a registered business. The mechanic knows the person I bought the bike from very well and for the last 15 years or so. Not close friends but in a circle of track day friends and used his services in the past. I sent the bike up for service and to see why the bike was running so badly. He charged me for oils and filters, changed sprag, smoothed gears, fuel pump, built clutch up, powder coated forks, wiring for road use, mot and took out for a test run. £800 plus the £300 transport = £1100 10/06/22 09/07/22 Test myself after delivery still the same, not starting, when eventually did just wouldn't ride properly, like a misfire and lumpy took a while to send back up 16/08/22 back up north £300 round trip Bought some bits like a starter motor to put on and some grips whilst its there then he offered me exchange front suspension which I took. px and £350 on top Cold start, tinkering with mapping Said again that nothing stands out as wrong, very happy with starting £820 plus the £300 transport £1120 I'm pretty reasonable but when I got the bike again it started better but was still a complete pig. As soon as he rode it he would be able to tell too but sent it back again as all great! Anyway I sat on it for the winter and booked it in with a reputable guy who used to work on the same bikes and used to own and race one. I took it to the new garage in February as had to book in and he has a waiting list. On inspection and with a couple of hours, I had pictures coming through of the fuel line split, leaking fuel pump and two old non matching spark plugs (more powerful plug (iridimum) to the rear) The next day I get a video call to say the rear cylinder is not firing at all and of course that is the whole reason the bike just couldn't ride and felt awful. If I took the infamous specialists words and was not cautious, I could have tried to ride it more and more and it would have blown the entire engine. The first mechanic/specialist would clearly notice a big problem and is beyond me why he would say to keep sending it up if he had no want to diagnose and fix the problem. I kept all texts and he simply says I shouldnt own such a bike and his hands were tied, as if I told him not to fault find or put limits in place. My texts say entirely different and my intentions were to keep this bike and send it to him for always. I now already have my time spent taking the bike to the South and costs. His diagnostics are already £800 but on point and with some direction in rebuilding the rear cylinder. £775 in parts so far. The first mechanic/specialist argued and is now non responsive after I asked him to offer some money back. I am looking for help to claim from him now as the old me would walk away and leave it at that. I am in bad times now and I've had enough of people like this. I do not want to name yet until I make a claim as his name associated with the bikes name too will flag in days. Service or lack thereof claim, not fit for purpose claim, wasting my time, could have made me blow the whole engine. Looking to use law and claim trying hard not to fail. Any and all help appreciated

Hi DX thank you so much. will do this now. cca and cpr sent thank you again

Hi thanks for checking in. I read around 6 posts to the end and they all ended similarly to mine with no examples. i know it sounds pathetic but I really struggle for time trying to make ends meet. is there any that came to mind that might be easier to find?

I’m really finding it hard to navigate the content. Is there any link to a sample defence? I can’t find even one?

Thank you all not purposely chosen to be this way and I truly appreciate any direction. appreciate I’m late but thats what I have been dealt with circumstances that be.