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Hi All,

 

I am currently using Credit Issues for my Northern Rock loan to see if its unenforceable which has been on going for 13 months now.

 

Credit Issues charged me £500 for 1st agreement and then £150 for any others.

 

My question is this, I have a Barclays agreement that I wish to look at, shall I action this myself or pay the £150 for Credit Issues to action?

 

Many Thanks

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  • 9 months later...

if i was you avoid credit issues ltd they are never going to wipe anybodys loans there solicitors just left me high and dry owing £3500 court costs after 2 years they took £ 400 at the beginning telling me my northern rock loan was unenforceable and to suspend the payments they couldnt touch me and they would wipe it off wrong i have to pay all the loan back plus court costs which they are trying to secure to my house i have contacted the watchdog programme to try to help me and others in the same boat and get compensation im trying to get people together to do something about these fraudsters please get in touch do something about them

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Avoid these and other CMC's like Clear Today and My Claims Supermarket like the plague. They will take your money. Tell you the good news that your agreement is unenforceable. Give you false hope for a year then tell you there is nothing else they can do (even when banks and c/c companies confirm that they haven't got a copy of the agreement). It only remains for them to return your initial outlay (which you wont get back). These companies (and their alleged solicitors) are nothing more than thieving liars :-x

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  • 3 weeks later...

my experience with Credit Issues has been much better. its taken a long long time but theyve been pretty good and one of my card has been 100% written off. there solicitors have been very good.

 

J

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but for £1 you can do it yourself!

 

why pay £500!!!

 

rip off...............

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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but for £1 you can do it yourself!

 

why pay £500!!!

 

rip off...............

 

 

dx

 

No rip off in my case. Lender sued me after months of dca nonsense. everything from then on handled by Credit Issues solicitors including counterclaim. I had nothing to do no costs no stress no hassle and a court order confirming the lenders agreement to write off. peace of mind and debt written off. worth evry penny!!!

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but it cost you £100's that would have been in your pocket if you'ed done it yourself

they dont do nothing for nothing.

 

if the cca was un-en, its un-en

 

you dont need a monkey to represent yourself in court

it never gets that far.

 

counterclaim my foot, how did they convince you of that one...

 

they prob reclaimed the unlawfully charges & mis-sold ppi too and pocketed that.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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but it cost you £100's that would have been in your pocket if you'ed done it yourself

they dont do nothing for nothing.

 

if the cca was un-en, its un-en

 

you dont need a monkey to represent yourself in court

it never gets that far.

 

counterclaim my foot, how did they convince you of that one...

 

they prob reclaimed the unlawfully charges & mis-sold ppi too and pocketed that.

 

dx

 

You're getting out of order now dx. Why not just accept that I know my own case and facts - and am not quite as dumb as you might think? Your last assumption's wrong on both counts and yes sometimes it does "get that far". Unless you really know what you're doing (and don't make sweeping statements and false assumptions) it's easy to get egg on your face and worst still, lose. It was the counterclaim (which I saw and didn't have to pay the court fee) that led to the other side backing down.

 

J

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yea and i've also seen all the cleaver posts by these companies drumming up business too.

 

people are not all they seem to be on anon forums.

 

and no i don't believe it.

 

never seen one real post where some actually did not get fleeced.

 

you find one on cag and i'll eat me roger waters album.

 

time to get back to helping people being fleeced.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yea and i've also seen all the cleaver posts by these companies drumming up business too.

 

people are not all they seem to be on anon forums.

 

and no i don't believe it.

 

never seen one real post where some actually did not get fleeced.

 

you find one on cag and i'll eat me roger waters album.

 

time to get back to helping people being fleeced.

 

dx

 

OK - so if I reveal my identity to you privately (obviously I expect you to do the same) and provide you with all the relevant documentary evidence, I can expect a public apology on the CAG Forum for your implied slurs?? I take great exception to your suggestion that I am not being truthful...

 

I'm prepared to be transparent and open with you. Are you prepared to reciprocate?

 

Just to confirm everything I've stated on the forum on this thread has been 100% true and other than paying money to Credit Issues as a customer, I have no direct or indirect connection with Credit Issues, their solicitors... or any bank, DCA, debt management company, solicitors, barristers, court or any other organisation or individual you might accuse me of having an interest in. Although I've been managing my way out of them, I have had debt problems, and I find the behaviour of the banks and DCAs unethical, unprofessional, unfair and unpleasant. That's why I joined this CAG.

 

Over to you dx...and you'd better get your Roger Waters album out.

 

 

J

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there is no requirement for you to undertake such measures.

 

sadly, cag has seen many such companies use underhand tactics to increase their intake, and i am always wary when i see such claims.

 

typically, although there is no requirement for either, people come to cag for assistance or to assist and the only way to guage a member is by their posts on cag.

 

if the process worked for you then so be it, it is recorded here, but i still would not recommend using them.

 

as you pointed, you seem smarter than the average bear, with your interlect and knowledge it would be nice to see you joint the helpers.

 

i am concious this is neither our thread nor helpful to the OP.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I agree DX.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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there is no requirement for you to undertake such measures.

 

sadly, cag has seen many such companies use underhand tactics to increase their intake, and i am always wary when i see such claims.

 

typically, although there is no requirement for either, people come to cag for assistance or to assist and the only way to guage a member is by their posts on cag.

 

if the process worked for you then so be it, it is recorded here, but i still would not recommend using them.

 

as you pointed, you seem smarter than the average bear, with your interlect and knowledge it would be nice to see you joint the helpers.

 

i am concious this is neither our thread nor helpful to the OP.

 

 

dx

 

I'm happy to accept that. From my point of view the matter's closed. My offer (re transparency etc) remains open. If at any time any post I might make (I don't make many) raises any doubts about my integrity another CAGGER just needs to ask and a private exchange of relevant information can take place with the outcome posted.

 

J

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  • 3 months later...
Avoid these and other CMC's like Clear Today and My Claims Supermarket like the plague. They will take your money. Tell you the good news that your agreement is unenforceable. Give you false hope for a year then tell you there is nothing else they can do (even when banks and c/c companies confirm that they haven't got a copy of the agreement). It only remains for them to return your initial outlay (which you wont get back). These companies (and their alleged solicitors) are nothing more than thieving liars :-x

 

 

is there any way to get our initial out lay back i payed 500 pounds with a promise of a refund if they couldent do anything about my loan

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if i was you avoid credit issues ltd they are never going to wipe anybodys loans there solicitors just left me high and dry owing £3500 court costs after 2 years they took £ 400 at the beginning telling me my northern rock loan was unenforceable and to suspend the payments they couldnt touch me and they would wipe it off wrong i have to pay all the loan back plus court costs which they are trying to secure to my house i have contacted the watchdog programme to try to help me and others in the same boat and get compensation im trying to get people together to do something about these fraudsters please get in touch do something about them

im in the same boat but it hasnt gone as far as that is there a way out before it could gets that far aswell as getting the 500 back from credit issues my loans nearly paided back

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write a nd tell them!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 years later...

i paid this outfit £450 to have my credit card charges written off

 

after to ing and fro ing for 18months i was told the company didnt exist anymore and got a ccj for £8500 serves myself right i hear you say no,

 

you would if i told you i actually cleaned the owner of the companys home

and knew he had already been in charge of a failed mortgage lenders buisiness

 

it was guaranteed i was told by his father who came to my home and took my cash

 

hey i knew them surely they wouldnt fleece the little old cleaning lady!

 

yeah theyd skin a louse for their hide beware GREEDY BASTARDS

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