Wonga.com debt/debt collectors!

[hillards]

gone away....

28-32 wellton rd

NW8 9SP

Ah.... - 28-32, Wellington Road, NW8 9SP

This one is now for sale....

[hillards]

Interesting... Found this entry:

Abercorn Solicitors & Notary

28-32 Wellington Rd

London, NW8 9SP

01737 359456

020 74839142

 

but they've got another address:

Abercorn Solicitors & Notary

10 Sherlock Mews.

Marylebone,

London,

W1U 6DR.

020 7487 0490

 

The phone number 01737 359456 is also of interest. 01737 is the dialling code for Reigate, Surrey, home to 1st Credit!

[EBOY]

Have posted my experiences with wonga on another thread. Found it strange when I begged them to take me to court that they were so reluctant. Anyway they keep taking money from my debit card. The FLA are awaiting a response from Wonga regards my complaint that they forwarded to Wonga on 9th Jan. Think they may be running for cover soon!

[sillygirl1]

Check out their company registration....

[EBOY]

should have mention I emailed the FLA to ask them to find out if wonga's solicitors exist. To be honest they just seem to be stone walling the FLA.

[hillards]

should have mention I emailed the FLA to ask them to find out if wonga's solicitors exist. To be honest they just seem to be stone walling the FLA.

 

re. Chainey D'mateo and Shannon, see my post at

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/177189-wonga-com-debt-debt-3.html#post1947202

[wayne28]

hi there

 

I am in debt currently to wonga. i spoke to wonga collections on friday and they were very frightening. The threatened me with bailiffs and court action. i read your message so i just wanted to check to see what happened as none of my family know about the debt i have. any advice please.

[sillygirl1]

DONT PANIC, they CANNOT send bailiffs round without a court order. You will more than likely ge threatening emails from Marstons (High Court Enforcement) but again THEY ARE NOT BAILIFFS untill appointed by a court, the title is scary but they cannot take anything.

 

They will probably telephone as many people as they can and then hand the debt to Clarity, where you should be able to come to an arrangement with them.

 

You also need to start a new thread - Moderators can you help here.

[sillygirl1]

What you also need to do TOMORROW is contact your bank and let them know your account is compromised and you need a new card and account number. Explain that this company has your details and is known to go into accounts and remove small amounts every hour until the account is empty - there is plenty of proof of this on this site... if you can get your salary paid into another bank account get that arranged asap otherwise this lot will take every penny.

[themadcap]

anyone tried this address

88 crawford street

london

w1h 2ej

WONGA.COM LIMITED

88 CRAWFORD STREET

LONDON

W1H 2EJ

Company No. 06374235

 

 

WONGA.COM LIMITED

88 CRAWFORD STREET

LONDON

W1H 2EJ

Company No. 06374235

 

 

WONGA.COM LIMITED

88 CRAWFORD STREET

LONDON

W1H 2EJ

Company No. 06374235

[42man]

Eckers !!! Wonga charge 2573% on a loan !!!

 

I notice they say -

 

"Much like a black cab, we offer a secure service that’s fast, convenient and transparent" - they have to be it is legislation and has been since 2004 !!!!

 

And also - If we are declined by your bank a second time and haven't heard from you, you'll have failed to honour your loan agreement. We will hand your account to a debt collection partner and may add additional default charges, totalling up to £105, towards the costs of our collections efforts. Sustained failure to repay a loan will also lead to a black mark on your credit record and potential legal action, both of which could make it very difficult to gain credit in the future

 

I'd say for a small loan that would be against the OFT's guidelines on debt collection -

 

2.10 (e.) applying charges which are disproportionate to the main debt.

[vexlitigant]

Eckers !!! Wonga charge 2573% on a loan !!!

 

I notice they say -

 

"Much like a black cab, we offer a secure service that’s fast, convenient and transparent" - they have to be it is legislation and has been since 2004 !!!!

 

And also - If we are declined by your bank a second time and haven't heard from you, you'll have failed to honour your loan agreement. We will hand your account to a debt collection partner and may add additional default charges, totalling up to £105, towards the costs of our collections efforts. Sustained failure to repay a loan will also lead to a black mark on your credit record and potential legal action, both of which could make it very difficult to gain credit in the future

 

I'd say for a small loan that would be against the OFT's guidelines on debt collection -

 

2.10 (e.) applying charges which are disproportionate to the main debt.

 

could make it very difficult to 'gain' credit in the future!!!!

 

Who are they kidding!!

 

Every news report tells me that the banks are closed.

 

I'm quite happy funding my interests from savings:lol:

 

Worst thing i ever did was get credit cards and loans.

[The GodMother]

I thought it was illegal to be charged for deafulting on the debt and being charged for a DN and it being passed to a dca?

 

thats at i read on a welcome finance related thread any way.

[Twinkletoes31]

why do you people get loans out when you cant afford to pay them back? I've used wonga.com and they do warn you about what happens if you don't pay them back. I've never had a problem with them because I've always stook to my side of the agreement and paid them back!!!

[cerberusalert]

why do you people get loans out when you cant afford to pay them back?

That's a broad statement to make. There could be numerous reasons why a debtor cannot afford to make repayments, such as sickness, unemployment, reduced hours etc.

[Fred Bassett]

why do you people get loans out when you cant afford to pay them back? I've used wonga.com and they do warn you about what happens if you don't pay them back. I've never had a problem with them because I've always stook to my side of the agreement and paid them back!!!

 

Oh God another troll. Another one that can't speak English properly too by the look of things.

 

Fred

[letshelp]

I've always stook to my side of the agreement and paid them back!!!

Nice of you to stook up for them. Lots of pats on the back for you in work tomorrow.

[bazaar]

Nice of you to stook up for them. Lots of pats on the back for you in work tomorrow.

 

Damn Northeners

[Twinkletoes31]

I understand that people can reach financial difficulties but a wonga loan is a short term loan, max of 47 days. So you don't get one out unless you know for a fact you can repay it on a particular date, or before that. Its a completely different situation if its a long term loan and something unexpected happens....Oh and by the way thanks for the insults, I may be northener but at least I don't get credit out with the intention of not paying it back. I'm not as low as to stoop to personal insults. Thats the problem with this country, too many people expect money and don't want to repay it. And I'm english, born in england and proud.

[kiptower]

any one spotted a TROLL

[Twinkletoes31]

What the hecks a troll? lol.. Nope I'm not one of those things with pink spikey hair you put on the end of a pencil.

[Twinkletoes31]

My husband works, I'm at home full time with our 2 young kids so I'm in no way shape or form associated with wonga.com and neither is he. I just have an oppinion, obviously one that people on here don't like. Merry christmas everyone!

[EBOY]

Twinkletoes31,

I do agree that the money should be paid back. Like numerous other people on this site is that Wonga threatening people with Solicitor's (Chainey ETc) letters from a solicitor who never existed. They had no intention of taking anyone to court. Secondly when you repy to the letter you get no response obviously because the solicitor is non existing. Finally when you complain directly to Wonga or through the FLA (of which they are an associate member) all you get is silence. They do not repsond to complains even from their association! Does that sound like a professional well run company?

[Huff&Puff]

My husband works, I'm at home full time with our 2 young kids so I'm in no way shape or form associated with wonga.com and neither is he. I just have an oppinion, obviously one that people on here don't like. Merry christmas everyone!

 

And what happens if your husband loses his job, or worse, can't work because of serious illness or disability? Or do you think it can never happen to you?

 

A large percentage of people on this forum are in exactly that position, myself included, and let me assure you it's hard enough trying to deal with serious medical problems and the onset of severe disability as it is, without having to deal with debt collectors. And the way thwey treat people to be experienced to be believed - they have quite literally driven people to suicide.

 

So maybe you should try putting your brain into gear before making comments about why people take out loans that they can't pay :mad:

[letshelp]

So maybe you should try putting your brain into gear before making comments about why people take out loans that they can't pay :mad:

Seconded.

regards