Hi there I am in the same boat and am really scared of how to approach this. I took out a loan in feb for £600 which was due to be paid back on 25 march 2009 this was altogether £777. i was unable to make the repayment and have seeked advice. i am on a debt management plan who tried to help me but wonga are still ading interest even though i said i can make smaller payments. they are just not having it. My balance now is £917 and keeps getting bigger. I called on friday as i am terrified about what happens next. Spoke to collections and Karib was rather threatening. he threatened me with bailiffs and legal action. i was remorseful and said i am in financial difficulties but he was not having any of it. he was only using threatening tactics to force me making a payment with money i have not got.

hi there I am in debt currently to wonga. i spoke to wonga collections on friday and they were very frightening. The threatened me with bailiffs and court action. i read your message so i just wanted to check to see what happened as none of my family know about the debt i have. any advice please.