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Adice re nationwide OD and Credit card debts


lulu64uk
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I have an account with Nationwide, which is in OD at the moment (authorised) but reducing by £80 p.m.

 

I have today spoken to the CCCS as I am struggling with debt, they have advised me to open another bank account and transfer all salary credits and DD's for priority debts...but NOT my credit cards

 

They state that I must not let my bank know this as they may call in the overdraft BUT I also have a credit card with N.Wide, they have told me to stop paying all credit cards whilst I await advice from them.

 

My question is ~ when canceling my Credit Card Direct Debits should I include my Nationwide credit card or leave that DD set up, for fear that if that is not paid by my bank (Nationwide) they will call in the Overdraft ?

 

thank you in anticipation

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