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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

havinastella

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Everything posted by havinastella

  1. havinastella
    Also, as it states 'further payments to FINE officer' I doubt that letter is anything to do with Harlands and something else you have been fined for.
  2. havinastella
    If they hadn't started proceedings on the 28th June, HOW can they have a CCJ on 16th July?
  3. havinastella
    That's great news. Thanks for updating.
  4. havinastella
    Who was the original offence with? If Gladstones have this, it is NOT a fine, I'm sure the PCN was a 'parking' charge notice and NOT a 'penalty' charge notice.
  5. havinastella
    SAR Natwest.
  6. havinastella
    Ignore!
  7. havinastella
    Glad it all went well OD.
  8. havinastella
    There is no timescale to activate it. Should and if its activated you then have 2 years to complete it (Unless you get an agreement from the other 27 Countries to extend it)
  9. havinastella
    You my friend have your defaults mixed up. The entry on your CRA file is completely different to the default notice they send to terminate the contract. You have little chance of getting the default removed if it is accurate.
  10. havinastella
    You haven't flown yet
  11. havinastella
    Hi and welcome to Cag. Firstly, are you paying anyone? When was your last payment? The CCA is here http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**
  12. havinastella
    Shouldn't this thread be titled 'Well placed joist stops me knocking over a wall' You, as a driver are totally responsible for what you drive into. Would you have made such a fuss if you had smashed the wall to bits, or just driven away? Or maybe the Joist jumped in front of you!!
  13. havinastella
    Part 6 of their POC gives the last payment as 01 Aug 2008, this itself stops their claim dead with a Stat Barred defence
  14. havinastella
    Hi and welcome to CAG. In answer to your question, NO, the emails do not count as communication. Gotta love the 2011 phantom payment
  15. havinastella
    You have stated in an earlier post that you have a shortfall of about £200 a month at the moment. As soon as you take this loan out, your shortfall per month will increase by about another £200. Within months you will be in serious trouble. Is this a SECURED loan against your property? If so, PLEASE do not take this loan out..
  16. havinastella
    As Andy has pointed out, the mortgage is the MOST important debt by far. What is the 5k debt for?
  17. havinastella
    Don't ever be ashamed.
  18. havinastella
    You have still not explained your problems. Can you please give us brief details of your problem!
  19. havinastella
    I'm willing to bet they won't
  20. havinastella
    Lease trumps made up invoice! They wont go near court.
  21. havinastella
    I have moved you to the correct place. Do NOT take out a £5000 loan with these people. Tell us what problems you have and why you need the money, we may be able to help before you get yourself into deep problems.
  22. havinastella
    Welcome, Legitimate is a very loose term for these legalised loan sharks.
  23. havinastella
    Thanks BA I have advised they to call and ask what is going on and to follow up with a letter of complaint. As asked in reply to PT's post, could they SD as they knew nothing of the fine etc until the EO turned up.
  24. havinastella
    Thanks PT. They have no idea what charges were laid as they didn't realise they could ask for them. I have advised they phone the courts and ask what the charges are and how much they were fined. Can they still SD and get a refund?
  25. havinastella
    Need some advice for family member please. A and B are a couple and were moved under protection from Y to Z overnight. They were in temporary accommodation until early 2016 so were unable to update keeper details until they knew where they would be living. 19/02/16 at 0750, Bailiff knock requesting £787, £477 fine? plus £75 compliance and £235 enforcement (Nothing received beforehand) He also threatened same day removal and threatened them with another £110 for that pleasure. I have a copy of every text sent from Bailiff and family member. Finally agreed £50 a week, they have make every payment on time (except Bank holidays) but bailiff has demanded the £50 this week, plus the last £37 or he will add more charges. Just someone to check figures and any advice gratefully accepted. Jogs

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