havinastella
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Everything posted by havinastella
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Thats what the SAR will do. And all charges and payments. You may well be due a huge windfall
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Moved to correct forum.
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Kapama trying to enforce Micro Credit Charges
havinastella replied to teddypullen's topic in Minicredit /Minicashloans
Are these idiots based in Dumbarton? I would ignore them completely and get on with your life. -
Not showing your signature Did you SAR Welcome? I would if not.
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Did you sent the Scottish SB letter?
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What was that letter in relation to? It means sod all.
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If they didn't pay between 2000 and 2010, it would have been SB.
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PCN in my own parking space
havinastella replied to reevery's topic in Private Land Parking Enforcement
Your lease trumps any crap they spout. End off. -
PCN in my own parking space
havinastella replied to reevery's topic in Private Land Parking Enforcement
Read this http://www.consumeractiongroup.co.uk/forum/showthread.php?377246-UKPC-liable-for-trespass-**SUCCESS** -
This is all about marking your Mrs as a mug and trying it on. Was she receiving statements? What was the original debt, who with and how much? Would there be charges to reclaim? PPI?
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Leisure Leagues Small sided football repayment
havinastella replied to Bfish93's topic in Gyms and Health Clubs
PAY it then! -
Leisure Leagues Small sided football repayment
havinastella replied to Bfish93's topic in Gyms and Health Clubs
So, you don't owe them £162, £324 etc. Because if you do, you now owe me £500. Would you pay me it? -
Arrows/? Claimform - mbna card 'debt'
havinastella replied to Alan78's topic in Financial Legal Issues
Moved to correct forum -
Do they have the ORIGINAL paperwork? They need that!
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NO. The SB date would be when they could bring the cause of action. This is debated ALL OVER the internet and there is still no definitive answer. They could argue that the extra 3 months is within that time. I wouldn't like it to be my sole defence.
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Please keep to ONE thread
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I think the OP will be hard pressed to win this on SB alone. The dates are really close for SB defence.
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moneyway finance HP car finance debt
havinastella replied to Kaz321's topic in Vehicle Finance and Vehicle Repossessions
Unfortuately, CAB can sometimes be useless. Just keep a record of everything you send them, so if they do start court proceedings, you can show the Judge you were trying to be reasonable. -
This is what National Debtline says, which makes good sense to me: Unsecured credit debts Unsecured credit debts are things like credit cards, store cards, personal loans and catalogues. When using the Limitation Act, these debts are often called ‘simple contract debts’. The Limitation Act says that the limitation period for simple contract debts is six years. The cause of action (when the limitation period starts running) for simple contract debts, is usually when your agreement says the creditor is able to take court action because you have fallen behind with payments. This is normally after one or two missed payments. Other debts are more complex: http://www.nationaldebtline.co.uk/en...limitation_act You need to remember that Hart v BMW was not regulated under the CCA.
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moneyway finance HP car finance debt
havinastella replied to Kaz321's topic in Vehicle Finance and Vehicle Repossessions
What ever you do, DO NOT let them take the car. they NEED a court order. Should they take you to court, any sensible Judge will give you time to pay. You need to write to these parasites (NOT RING) and tell them what you can realisiticly pay. You must try to stick to this arrangement. -
Did you use this email in your application? Did you use a similar email address in the application for the loan?
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How are you getting on?
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lloyds Defaulted CC in 2005, DCA are reporting default in 2015
havinastella replied to cups's topic in Lloyds Bank
When was your last payment? -
Cash4uNow - saying I committed fraud
havinastella replied to neil6534's topic in PayDay loans and Short Term loans - General
You requested a loan, they gave you one, you decided you couldn't pay it back and COMPLAINED that they were stupid enough to lend you the money. I'm glad we do not judge on this forum. With regards to their email, it's all tosh! -
Have they been reporting on your credit record? Do you have a good credit record? Are you worried about your CR being trashed if you stop paying? Did you send the SAR that you was advised to do? Did you send the CCA request? Did you enclose the correct fee?
