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PGH7447

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Everything posted by PGH7447

  1. save £160 on the solicitor, and spend £10 on a SAR to tsb, ignore crockwell and their petty threats
  2. debenhams account cards in the 90's were issued by GE Capital, and the agreements tended to be not worth the paper they were printed on, also it would more than likely had PPI added as a matter of course, which you can claim back
  3. hand the file back and take court action - they cant do both - you should have realised by now that you are dealing with fools,
  4. activeKrap are a debt collector who it seems have bought a load of statute barred debts recently, so chill and ignore, they have no powers at all
  5. Dear Debt Collecotr As you may not be aware this debt is in dispute with the Original Creditor and until such times as this dispute is resolved I will not be dealing with you or any representative you may try to use. I trust this makes my position clear. Yours xxxxxxxxxxxxx
  6. A SAR is a legal request to the OC asking for everything about this alledged debt, ie statements, agreements if relevant etc, in the meantime if you want to stop snotcall, simply write and state that due to not recognising this alledged debt you have since contacted the Oc and asked for all details pertaining to this alledged debt, stop pandering to their feeble letters, if I threw a panic everytimne I got a red headed letter I would be in a phyciatric ward by now, 10 - 1 the letters says may and could and not will and would
  7. they havent responded because they cant work out how to either respond to emails or they cant work out how they arrived at a figure plucked out of thin air
  8. In post one, you said that you did not know about this debt so why are you contemplating making a payment until the debt is proved? send a sar to santander asking for all details of this alledge account, and dont worry about "final demands" from snotcall, final demand for what?? until the alledged debt is proved
  9. write back and thank them for brininging this to your attention and that after due consideration and the current financial landscape you realise that you can now only afford £1 a month, then watch them squeal
  10. and report them for conning you into paying £20 for info, also make an official complaint to this company, £20 for info, whatever next, a SAR is only £10
  11. dont want to burst your bubble, but all they will do is sell it to another fool company who will try to get money from you.
  12. if you have made no payment or written acknowledgement of this alledged debt in over 6 years then yes defo stat barred
  13. Application / Licence Details Licence Number:0625269 Licence Status:Current Current Applicant / Licensee: Business NameCompany Registration NumberCapital Credit Management Limited06801539 Categories: Consumer credit Credit brokerage Debt collecting Right To Canvass Off Trade Premises:No Trading Name(s) (Current): Capital Credit Management Capital Debt Solutions Capitalcm.Co.Uk Debtcollectors.Co.Uk Debtpurchase.Com Issued Date: 03-Mar-2009 Date Maintenance Payment Due: 02-Mar-2014 Legal Formation: Body Corporate (incorporated inside UK)
  14. Thanks Kazzie, yep judge decided in my favour, following yours with interest
  15. I know they apply, but going on past experience of this crowd and reading other peoples threads, I know exactly what they will say
  16. and the reply will be, this will be allocated to the fast track therefore the cpr rules dont apply, they are nothing if not consistent
  17. Usuall rubbish letters and POC from this company and its pet Solicitor.
  18. In my case, a local solicitor turned up,also on the day I got a letter from Idiots Ltd, telling me that they had changed sols and would be representing themselves. in any case their witness statement was submitted late, and the judge was less than impressed. also they misquoted the interest alledgedly owed by a fair whack, which again was looked upon with distain by the Judge
  19. aftre 12+2 days sent the account in dispute letter and either continue the £5 payment or stop it, personally I would stop paying them if they cant produce an agreement
  20. Next time they ring just say in writing and hang up, they eventually get the message, also start to log all times of the phone calls and inform them that you will be raising an official complaint if they persist in this harrassment
  21. now sit back and forget about it until they sell/pass this lemon onto another bottom feeder
  22. They seem to be sending these out to everyone, I got one on the day of my court case, looks like they may have dropped heggarties
  23. and finally, stop doing any business on the phone to them, from now on everything in writing, if they phone dont answer the security questions just say in writing and put the phone down
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