Right I see solicitors tomorrow it is then they can have anything out of the skip if they want it lol I didn't realise they could take stuff out of the garden I shall get it moved tomorrow as well thanks for the info if the bailiff company had told me this when I rang today I could of saved people's time on here but no all they kept asking for was my bank details

not a problem over owner wanting it back I have bought it of my brother because he has emigrated and locks have been changed the name on the letter is not my brother I have contacted my brother and he had the locks changed in December when the tenant left

hi was just looking for a bit of advice . i have just bought a house that has been a rental for years i have been given a set of keys temporay keys by the actual owner till all the paper work and legal stuff is done about 3/4 weeks the owner has said i can start ripping it out and refitting it because its now mine just the ts to cross and i to dot so to speak . i went there today to start and there was a bailifs letter to the old tenant i opened it and its for non payment of counsil tax says they're sending a bailif to seize goods i rang them told them the guy didnt live here now dont where he has gone and im now the new owner to which the person on the phone said there still sending the removals team to take goods now the problem is at the min there is about 10 grands worth of building matterials in the house and garden ready for the builders to start work can they legaly take this or do i have to get it shifted till its sorted out the bloke on the phone said i have to give him proof im the new owner ie bank statment or my bank details need less to say that aint happening

i have been putting compliants in every time i get a letter and phone calls wich there were told to stop and sent a letter back to me saying there had deleted my number but still rang me a week after the the letter lol

i have always maintained i do not owe this debt but do owe 500 pound but these are chasing for 7000 and they have been asked a number of times to provide proof why i owe this to which they just send the same letter out saying they want a repayment plan in 14 days this has been going on for about 3 years now my solicitor now gets the letters to which he just rings me and asks if i want to respond to which we both decide to ignore we have sent a letter a while back to rockwell saying this debt is in desput but it does not stop them and its not on my credit report

thanks again guys for the good advice i will just sit and wait to see there next move will post on here if anything happens hopefully it wont lol

i will do just that then it has worked up to now with rockwell thanks for the advice

just an update i have not heard anything from rockwell since july and today i now have had a letter from wescot credit services a notice of debt collection does this mean rockwell have sold this debt on or are wescot just another rockwell company and do i just ignor these people like i have rockwell . i have not replyed to them and i have never said i owe this debt ether to rockwell or tsb any help would be greatfull

thanks to every one on here for the advice i will ignore these people and see how far they are willing to go with this if it does mean court in the end either from rockwell or tsb then so be it i have the means to fight them in court for as long as there want . i just wish i had found this site before now and saved a lot of trouble and time and worry over this matter .i am normaly very savy when it comes to rip offs but this time looks like i fell straight for it lol how do these people get away with it without the powers that be stopping them .i will keep updating as and when i here more it might help somebody out who has a prob with these robbers . thanks again .mark

UPDATE... i have just done my cra there is nothing at all regarding this debt on my file from tsb or rockwell . as it turns out i have only one debt on there to santander which i know about and gets payed monthly and is ok and my score is in the green if that is good i dont no but seems all well and good so im stupid as to what to do now lol

It's a business debt company credit card and over draft but I still don't no why it's 7000 cant. Get a straight answer out of Rockwell

I will check out my credit report in the morning. I don't think any thing is wrong with it because Barclay have gave me a loan a small one 500 pound and Barclay card has just upped my limit by 1500 pound on my card with out me asking. But I will take your advice and have a full look. Thanks for taking the time with my Rockwell problem

What am I looking for on my credit report?

The phone calls were meant to stop when my solicitors took over Rockwell were instructed not to contact me at all but that didn't stop them. I did receive a letter from them saying they were sorry for contacting me direct and have now delete my contact details which I don't believe for one moment. My solicitors did send a letter to Rockwell saying they should close the file on me because I will not and are not going to pay any amount to them all went quiet for 4 month's Rockwell sent a letter saying they still want me to pay and sorry it's taken so long to reply back they were getting more info off tsb regarding the debt they want my re payment plan in 14 days or they would look at legal action solicitors waited for 19 days just to see what they did. They sent another letter saying they still hadn't received my payment plan. My solicitors have told them they will have to wait because he is on holiday till the 21st of this month I have a meeting with him then to discuss what I can do. As of the cost of the solicitors its not really cost that much around £160.

no rockwell are saying they will hand back the file to tsb and tsb will take legal action . and no havnt checked my credit report