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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

PGH7447

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Everything posted by PGH7447

  1. PGH7447
    Write and offer £1 a month, how do you pay at the moment, ie Direct debit, standing order? if DD cancel and set up a standing order for £1 did you check about charges and PPi as advised earlier?
  2. PGH7447
    edited my own post
  3. PGH7447
    Abby - Looks like everything is under control at the moment and you are doing the right things, good luck
  4. PGH7447
    see other post, however how do you come to the conclusion that by setting up an account to supply oil they are somehow lending you money, I mean they are simply allowing you to spread the cost of oil used or delivered to save you paying out one lump sum
  5. PGH7447
    Was an agreement entered into, prior to the oil being delivered? and if a DD bounced then surely it is in your best interest to simply pay the missing payment if you took delivery of the oil!! you can check with your bank as to whether the DD failed.
  6. PGH7447
    come again, you have been paying them £10 a month for 10 years and they did not know prior to these letters and phone calls where you lived? and that now they do they are bugging you. what exactly are they demanding and why havent you queried this debt and their alledged right to collect it before? They now see you has a cash cow and want to make sure they fleece you even more.
  7. PGH7447
    Submit an embarassed defence, make these peoplelook unhelpful in the eyes of the court by stating they refused to respond to your legal CPR request and witheld all and any information and documentation they claim to be relying on, and add that if information eventually comes to light you reserve the right to submit an amended defence.
  8. PGH7447
    would it not depend on whether the debts are secured or not, re the house?
  9. PGH7447
    BenD over and Porn films you could'nt make it up if you tried LOL
  10. PGH7447
    up to you but if they cant produce an agreement then there is no enforceable debt, so in reality there is nothing to pay towards
  11. PGH7447
    nearly statute barred then by the sounds of it
  12. PGH7447
    try NOODLE its free
  13. PGH7447
    any registered defaults
  14. PGH7447
    Love it
  15. PGH7447
    well three weeks on and no Cheque, so wrote to them and said 7 days or else expect a debt collector to call -
  16. PGH7447
    nope
  17. PGH7447
    this user starts at post 12
  18. PGH7447
    double post - http://www.consumeractiongroup.co.uk/forum/showthread.php?357881-AKTIV-KAPITAL-Old-debt-wiped-out(6-Viewing)-nbsp
  19. PGH7447
    statute barred then, if no payment or written acknowledgement made in the last 6 years
  20. PGH7447
    answer the phone and ask how they got your number then threaten with ofcom and oft if this number is not removed from their database, keep a log of all calls, also demand their offical complaints procedure and raise a complaint against them
  21. PGH7447
    cca the dca and sar mbna claim back all charges and any ppi if taken thats why it is never safe to set up DD's with these firms, this gives them carte blanche to your account. also inform the bank of these transactions and demand that they claw them back if they were unauthorised by you
  22. PGH7447
    I would also make a counter claim against the phone company for 11 months of payment against a card that was never wanted nor activated, see how they like it, when they refuse and you use a debt collector against them
  23. PGH7447
    At least you made his day get off to a BAD Start - LMFAO - well done
  24. PGH7447
    acknowledge the claim and defend, if you requested info and they refused to send it to you, then use that, although by paying these S*** you have in effect acknowledged a debt existed. but saying that you only have their word as to the amount, so you need to get all statements from barclaysharks
  25. PGH7447
    from the comments, they are obviousy still well liked- NOT

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