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sillygirl1

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Everything posted by sillygirl1

  1. sillygirl1
    My niece had to stay til eviction day even though her rent was up to date and she had taken care of the property. Her landlord had sold the house without informing her and she had a small boy as well. If she had known the house was being sold at the time a relative would have bought it as it was ideal for them and they had the money ready and waiting.
  2. sillygirl1
    Ring the courts to check - they have been known to 'forget' to tell the court. Also when you ask them for a statement remind them NOT to add the solicitors charges and fees for this date too.
  3. sillygirl1
    Nope, in fact you should be claiming back the overpayment from Opus.
  4. sillygirl1
    As it is a PDL and the original company are in administration the cost to take you to court would be as much as the loan is worth, and they would end up with nothing if they had to give the money to the administrators.
  5. sillygirl1
    I'd ignore it until they write again and simply send back a 'see attached, debt was included in DRO - do not write again' letter. Attached would be the copy of the debts included in the DRO and the discharge letter. You could also forward their letter to the people who managed your DRO and get them to do the work.
  6. sillygirl1
    I will see if my friend who is a bailiff knows anything about her and Sherforce. He is trying to get out of being a bailiff now as they keep telling him he is 'too lenient' with people on benefits.
  7. sillygirl1
    Phillips and Cohen specialise in 'deceased distressed debt' and are a nasty bunch. You might be able to get a solicitor to write to them stating that there is little left in the estate and that the debtor is dead. Shouldn't cost more than about £50 to do. I would also report P&C to the Solicitors Regulatory Office for breaching regulations on chasing deceased debts, not to mention Trading Standards and the FOS/FCA.
  8. sillygirl1
    I get spam texts from a local pizza shop - despite opting out of their 'system' many times. I am going to have a word with the local trading standards people about them after I've gone into the shop and complained to the staff there.
  9. sillygirl1
    You usually get free prescriptions before 60 with certain illnesses. It may be that your free prescription certificate has run out and you haven't been notified that you were entitled to renew it. Speak to your GP surgery and they will tell you which form needs to be completed. They can also provide evidence for the NHS to stop you getting fined.
  10. sillygirl1
    I'd contact them just in case - then you have proof you did not 'evade or avoid' them. Don 't forget to record the call (you don't need to let them know you are recording it as it is only for your records - not for any other use).
  11. sillygirl1
    As I have been working most of my life I might be able to get early retirement on medical grounds and not have to go through hoops each time I have a relapse of my condition. It is something thought that this current government don't want, having put my retirement age up to 66 from 60 - so instead of 2 years off I am now 8 years off - despite ALREADY having paid 40 years of full NI contributions!
  12. sillygirl1
    I am replying to the post because I did not say that people were at work for 48 hours a week - they ARE if you add in all the time and a half payments. Doctors are not the only ones working shift patterns - how about the people who work on London Underground doing signals work throughout the day and night - and plenty of other groups of workers doing shift work.
  13. sillygirl1
    It really depends on how deep you are able to look into the system. I was able to go back to peoples start dates and check each individual shift with them and point out which pay packet that shift ended up in - in some cases this took all afternoon, inlcuding logging the findings on the system just in case they tried to bring it up again. I can see where you are coming from but I still maintain that the junior doctors are being led astray.
  14. sillygirl1
    They are quoting normal shift patterns for NHS nursing staff...who seem to manage on far less than the junior doctors get. The more you quote stuff at me the more I can refute the allegations on both sides. I am NOT getting into any further discussions about the rights and wrongs of shift patterns and quality of life for junior doctors.
  15. sillygirl1
    I've worked in NHS Payroll and know how much the doctors get extra, and have had junior doctors not being able to understand that they get paid MONTHLY even though their rotas are over SIX weekends! A lot of the 'new breed' of junior doctors have been hot-housed through school and college and university and have done little or no day to day work before hitting the wards, so it is a shock to their systems that they are NOT put first and they have to actually give something back in the way of their skills. I am NOT in support of their actions at all.
  16. sillygirl1
    Very well done for checking up on the scallywags. These companies are relying on the 'moral' stance of people they chase - regardless of their 'moral' obligations to check that the records they receive are correct in the first place!
  17. sillygirl1
    I didn't qualify for PIP although I should soon be getting the higher rate of ESA as I am coming up to 13 weeks. Sent my ESA50 form off ages ago but haven't heard anything further yet. Wondering if I will get any extra 'automatically' until they decide which group I will be in - I suspect I will be put in the WRA group - although at 58 with osteoarthritis I don't expect much will be done. If the government hadn't moved the retirement age I would have retired now. I might be able to arrange that though....will see if I can get anything done on that front. Sadly this government seems to think nearly all illnesses are self-inflicted - I wish they had 3 collapsing vertebrae in their necks trapping nerves and then see what they think!
  18. sillygirl1
    My illness (osteoarthritis in my neck with three collapsed vertabrae) is NOT in my mind...I would love to give my illness to several pen-pushing DWP twerps and see how they can cope. On a bad day I can't hold a cup of coffee in my right hand, lift my arm up to put deodorant on or even manage to brush my hair on that side...let alone use a PC keyboard. I have worked out how to do speech typing on my laptop but it probably wouldn't be acceptable in a busy office, I am about to hit the 13 week mark and still haven't heard from the DWP about another farcical F2F - going to call them later today to see what is happening. The government need to know that their policies are NOT working for the sick. A nation with a 100% full workforce and 100% full health will NEVER EVER exist in reality.
  19. sillygirl1
    Sounds like a real busybody penpusher. We have them here too in our local council. What a horrible man to make such an accusation, clearly he was trying to pull the wool over the eyes of his employers, so perhaps a negative review on their website is in order, and in online tradesman directories. Hopefully the policeman might be able to reprimand her for wasting police time - it is worth a try!
  20. sillygirl1
    I haven't done anything! I just made a logical suggestion. If RLP are trying to claim in their own name they can only claim for their losses - which are actually ZILCH if looked at in a legal sense. They have not lost any revenue, custom nor any other cause for action, at least that is my view. They are there as a speculative business, hoping to catch unwary people in their paws.
  21. sillygirl1
    LA is London Borough of Sutton and the bailiffis is a shared service with London Borough of Merton - nasty lot indeed. We are going to exhaust the council's complaints procedure first. She is going for a debt relief order, and take this coming years council tax in with it. Should also wipe out the DWP's attachment of earnings. Trouble is my friend sits on things instead of dealing with them immediately and she doesn't like 'chasing' people. I've told her to put everything in writing and try to stay off the phone - she does like phoning them!
  22. sillygirl1
    Apparently he has been removed from the property - there was a brief bit in the Daily Mail.
  23. sillygirl1
    I'm currently advising a friend on council tax issues. She is 62, works 12 hours a week as a cleaner and earns £450 a month. Sutton Council have decided she owes them for three years back council tax, despite the fact that they have NOT correctly assessed her benefit liability for those years, assuming incorrectly that her monthly earnings were weekly earnings. They have two liability orders for past years and she was visited by a bailiff who entered the sheltered accommodation where we both live (she has a small flat downstairs from me). The bailiff levied on a tv (3 year old 32 inch Toshiba which I lent her when her old tv died) and a dvd player, the resale price of these would no even begin to cover his fees. She is paying them £30 a month on top of the £26 she was paying the council. The council have now decided she is to pay them £48 a month for the remainder of last years (up to 31st March this year) bill and for the coming bill - so in total out of her £450 salary she is paying the council £85. We went to see them today and the lady told us that they cannot get the debt back from the bailiff - she gave us the name of the person to write to so a letter will be done by the end of this week. The council also refuse to accept that an attachment of earnings on her current salary is an 'acceptable expense' along with employees liability insurance so are working on her GROSS salary of £450 rather than the NET salary of about £400. I've advised my friend (who is now in contact with Stepchange) to go for a DRO and take all the council tax bills, including the one due in a coup;e of days time into it. The attachment of earnings is for an alleged DWP overpayment from 2001/2002....which again needs a bit more specialist help than I can give her. Any advise as to what to put in the council tax letter re legislation allowing them to get the debts back from the council and reassess them would be helpfu.
  24. sillygirl1
    Report her to the manager, copy in the local job centre manager too and the local MP. That is the only way to get things done with these organisations. The more you phone the less they seem to do anything. Write to the DWP too, copying in the local job centre, Ingenus manager and your local MP.
  25. sillygirl1
    I became an auntie again yesterday. 7 years ago last week my nephew Daniel fell of a mountain in the French Alps. He was on a snowboard at the time. He did his back in and can only walk on crutches as he can't feel his feet. Yesterday his partner Lou gave birth to a little boy, 7lb 9oz. She had a longish labour (I said the baby was being as stubborn as the father whlist we were waiting) and is now out of hospital with the baby. They live in the French Alps but will be coming to Northern France (where my dad has a holiday place) to make it easier for people to see the baby...this should be about June time. Another nephew's ex-girlfriend is also expecting which will make a total of 16 great nephews/nieces! My youngest niece is 9 years old so there is a long way to go before the second generation (as they are known) stop producing. The eldest of the greats is in 2nd year Senior school this year so the generations may end up overlapping!

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