That a good idea sillygirl. The insolvency service handled my dro via CAB and I do remember having to contact them early on into the dro because of these same debt collectors trying it on before. I do not have the discharge letter though. Not sure if I have the paper work anymore either so going direct to the Insolvency service would be the way to go if need be

Sounds good to me. Thx dx!

Hello there. I just received a letter from IND regarding a debt I had with Arrow Global from a few years ago and IND was involved as well. The debt was for 4900 pounds and was subject to a ccj. It was placed under a DRO in December 2013 and the debt was discharged in December 2014 when the DRO was over. Both IND and Arrow were informed of the DRO and were sent letters telling them to go away. I have not heard a thing from either since early 2014. Now all of a sudden I get a letter dated this week asking me for payment and that they will knock 488 pounds off as an incentive to pay up. The letter is photo copied and clearly not an original. I know that they have no leg to stand on if they attempt to pursue this further but should I write a rather unpolite (ish) letter or preferably an email to so I do not have waste money on postage to them or just ignore it as failed fishing expedition on their part.

oh I will not tell them till the money is cleared in my account and really there lol. I called the HRMC consumer dude when I got this letter and they confirmed it was a valid refund. The P800 is confusing and read like I owed them so I called to query and found it was the other way around.

Okay thanks antone. That's reassuring info for when I do the change of circumstance thing.

I need some advice. I have just been informed today by HRMC via a P800 in the post that I am due a tax refund from 2007 for £2,570. It seems a former employer screwed up and it taken this long for it to be discovered. Anyhow a nice early xmas present once the cheque arrives from the tax man. I am pretty sure I have to inform the DWP of this and it will not put me over the £6,000 limit that for sure.However, as I am on esa in the support group, how will this refund affect that if at all? I am also on housing and council tax benefit.

I will write them and let them know. Actually Red I was making the payments before I went on ESA. I think there was a three or four month gap between the two so that may be why I evaded what they did to your husband. As my income is so low they really did not have any option I think but to accept the £1 per month or get nothing at all. In saying that though they did have another option which was to totally write the debt off but somehow I doubted that was going happen. I did try to get it written off and even got their wrists slapped (sort of as I doubt it bothered them) from the ICO for failing to follow up on not one but two SAR's but was just banging my head off a brick wall in the end.

Hello all, I have just received a letter from the DWP asking me to contact them regarding my repayment plan for an overpayment. After much hassle and failure to get them to write off the overpayment due to extremely low income I finally agreed to pay them £1 per month which they accepted and have been paying that for the past 6 months. I received this letter on Saturday..undated by the way...asking me to review with intent to increase my payment. I have been on ESA for the past 4 months and have the dreaded ATOS medical on February 19 and as we all know how they operate I doubt I will be on ESA after that even though my gp says different and that if they do fail me he will certainly back me to the hilt in an appeal. He was genuinely surprised that given my condition such a thing would happen when I told him I was very worried about the outcome as the worry is making my health/condition worse. How do I go about handling this? If I do lose out on the esa then the £1 has to stay in place as I cannot afford any more. As I understand it during the mandatory reconsideration period (however long that takes)I do not get paid so still could not afford more and same goes for the reduced rate you get during appeal. Can I insist that the current agreement stay as it is for the time being? I am not sure if they can force me to pay more or not.

Well contacted the national debtline and they were of great help. Obviously they said arrow should not have done what they have. They told me to write to the court filing a complaint and a further complaint letter to arrow. They provided me with a template letter to use and amend to send to arrow. So both letters have gone off now. The guy at the helpline agreed in principle that potential perjury had been committed by arrow but he could not offer any further advice on that as that would be legal advice that is outside their remit. He did suggest I mention the perjury (along with harassment) in both my letters so have done that. See what kind of responses i get.

Thanks citizen. I will give them both a try and post the results.

Update. I contacted the official receiver and they fobbed me off. They did confirm that arrow were properly notified and were aware of the dro back in December but that s as far as they would go. This despite the fact they committed perjury to gain preferential treatment they had no interest in pursuing the matter. The court was not much help either although they have referred the order back to the judge but i have not heard back yet. When I told the clerk that arrow had committed perjury along with breaking the law regarding dro's he just looked at me with a 'so what' look. I asked him what legal recourse I might have and he did not answer except to say seek legal advice. When I told him I cannot afford it his response was basically 'that's your problem'. Needless to say I had to leave the court office and go home before I lost my temper. Anyone have any further advice? I am really ticked off now. If it had been me that had broken the dro rules and committed perjury the court, arrow and the official receiver would come down on me like a ton of bricks!

I think that might be the case citizen. I do not know exactly when arrow was informed by the official receiver of the dro but the others were told in a week of it coming active. If I find out tomorrow that they knew before getting this court order I really do want to nail them for it and if I can sue them for it as harassment i will.

I would imagine they do but having the authority and actually having the desire to use it can be two different things. knowing the reputation of Arrow from what I have read on here it is giving me cause for concern.

Thanks. my concern is that if they have indeed lied to the court I still might be fobbed off by the official receiver. If they have lied there is no way I will allow arrow to get away with it.

I got a DRO in December last year so of course not been making payments to creditors. One of the creditors was Arrow global for a ccj. Today I received a letter from the local county court saying there has been a variation made on January 23 and I am ordered to make a payment of 1 quid a month which was the original agreement prior to the DRO and I did make the two payments I was supposed to prior to the DRO coming into effect. The court document says nothing about the DRO. Just that I am to pay 1 pound a month or else deal with bailiffs. Obviously I have to make some phone calls to the court and the official receiver but I was wondering if anyone had any advice so that I am forearmed! Arrow is aware of the DRO so if they have lied to the court and are attempting preferential treatment can I use this against them in any way? One would think that if the DRO was involved it would be mentioned in the court order would it not?