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Just had an online chat with Meritforce/Mackenzie Hall - pics added


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Hi all...

 

Received a letter on the 11th March from Meritforce demanding payment for a debt I didn't recognise (doesn't appear on my credit file either).

 

Sent a CCA request to them later that week... received a letter this morning making a 50% reduction offer for an immediate payment which is a "time barred offer" never to be repeated! Wow... so anyway they provided a link in the letter where you can have an "online conversation" with a DCA operator... here's what happened. Enjoy :-)

 

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Brilliant :D:d

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CapQuest Stat Demand ~ WON :D

 

Vanquis Overlimit & Late Payment Charges ~ F&F Settlement received - 2nd June 09

 

Welcome Finance CCJ ~ Set Aside 22nd May 09 ~ WON :D CCJ SET ASIDE WHOO HOOO!!!!

 

Capital One Charges & Default Removal ~ ongoing

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Awesome!

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Graeme; Bare with me one moment

 

You certainly did 'bare' him. :D

Anthrax alert at debt collectors caused by box of doughnuts

 

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excellant post

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Cheers for your replies guys and gals...

 

I think the debt is possibly Statute Barred but, hey, until they provide a CCA how can I tell? ;-)

 

I can't say too much obviously yet but they are falling over themselves to avoid sending out the CCA.

 

I've never asked this before but it's something that has caused me to wonder...

 

If I do not acknowledge a debt, and pay not a dime on it, then after 6 years it is statute barred from my understanding...

 

BUT...

 

If the company provides proof of the debt... how can you wiggle out of the acknowledgement if the company have provided proof of the debt upon me asking for it? Is this not an acknowledgement of some type?

 

Answers not appreciated on a postcard... here will suffice :D

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Hassling a DCA using online chat. :D Brilliant. Have you considered doing a copy and paste job of the whole of the Consumer Credit Act 1974 for your next DCA online chat? ;)

 

They cannot escape from CAG members. They'll be sending demands for payment on Facebook next.

 

I think Graeme was getting a tad peed off with you there. I wonder where they got a DCA employee who can write English? Amazing. :eek:

 

I wonder if their online chat thing works with a fake account number and address? Could be fun, that one.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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their days of pulling in money at the end of threatograms are over.....

 

it's time to really harden them,both by putting all possible obstacles in their way,and by deluging the regulatory bodies with complaints about their underhand tactics.......with a view to getting them closed down completely,of course

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I found a piccie of Graeme..........

 

retard_keyboard.gif

 

 

Does anyone know how many numbers a Meritforce account number has? I want to have a play at Meritforce online speed dating. ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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By the look of him it's more likely fishnets.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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If next you go online with Muck Hall and you don't get Graeme you will get a woman called Diane. Trust me I have been there and mine was stat barred. I finally got a confirmation email today off them saying they were no longer chasing the debt. Just keep pressing the idiots and tell Graeme and Diane I said hi :D

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