Hi Guys,
Its been a while since I was on here for one reason and another, but I have a few questions, a while back from 2000 to 2004 things got way out of control credit card debts etc.
I took loads of advice from this site and now Im just about getting things in order.
So I have lots of old debts pre 2004 I have been to court with a few and settled and paid up.
The question I have is I dont have a bank account or any cards and havent done since 2004, should I check my credit file and will it be clear of the past debts by now?
Also I just paid off the last installment from a court order should this also be removed?
Im also still getting the random letters for debts pre 2004
Thanks for your help with this
Dave