halifax offer

[michellemeenan]

hi

 

sent small claim to halifax

for over/late fees plus interest on fees to sum of £517.19 halifax offered £384.00(amount of fees without any interest)

8% interest claim for £78.36 halifax offered £64.86

claim compound interest to sum of £224.79 -- Quote for halifax "halifax does not consider that I am entitled to remaining interest"

 

allow the amount offered will clear my balance I will like to get as much as i can out of them.

this is the 1st offer halifax has made

 

they have until sept 14th to replied

 

michelle

[stonedecroze]

hi

 

sent small claim to halifax

for over/late fees plus interest on fees to sum of £517.19 halifax offered £384.00(amount of fees without any interest)

8% interest claim for £78.36 halifax offered £64.86

claim compound interest to sum of £224.79 -- Quote for halifax "halifax does not consider that I am entitled to remaining interest"

 

allow the amount offered will clear my balance I will like to get as much as i can out of them.

this is the 1st offer halifax has made

 

they have until sept 14th to replied

 

michelle

 

At what stage are you Michelle? you do not have to accept the offer, or accept it as part payment, but we realy need more details to give you the best advice.

[kennythecelt]

Hi Michelle Stone is right.

 

Can you post some more information please. I checked your last post on your Halifax thread but you last posted during November 2006. Whats happened since please? Is this the same case, have you been to court?

 

Good luck and we will do our best when you get back to us.

[michellemeenan]

Hi guys

 

Sorry for confusing the situation..

This claim is against Halifax CC.... and the stage I am at is...in the middle of the court claim...

 

I sent my papers to the courts on 21/07 got letter back on 3/08 saying the Respondent has until the 14th Sept to replied.....received letter today 25/08 with the offer...which falls abit short of claim.

is there any point contuing for full amount or settle for what I got (which will clear the card, but if I get all of claim it will clear 2 cards)

 

michelle

[overflow]

Hi Michelle

 

I take it then you have already had your Notice of Issue from the Court and they said the bank has until 14th Sept to File Defence.

 

Unfortunately no-one on here can tell you what to do now. Its your claim and you must weigh the fors and against's yourself.

 

Go with what feels right for you. Its nice to get refunded back your money but are you willing to let them keep some and possibly carry on charging you even more in the future. Its All your money they have taken, askyourself how badly do you want it back.

 

Is the one card urgently in need of clearing or would it be best to wait and as you say clear the two.

 

Have a good read round this site , read some of the winners threads, you'll see that people ARE still winning despite the talk about stays.

 

Some Courts put stays on but not all , find out if the Court you are using is one that is implementing the stay on cases till the test case.

There is a link on here to it somewhere but Ive notfathomed out yet how to post links:oops: ( bit thick when things like that need doing). LOL

 

Reading round might give you the confidence you need to carry on , but either way whatever you decice to do it will be your decision and the best one for you cause youve made it yourself.

 

Good Luck with whatever you decide and dont forget we are all behind you on this, just like an extended family.

 

 

Regards