Thankyou, ill get this posted today Recorded.

Can i put this at the bottom, I know its not Legal for them to send me the info but may help or am i just over complicating it again You should ensure compliance with your CPR 31 duties and ensure that the document(s) I have requested are disclosed at your earliest convenience.. Your CPR 31 duties extend to making a reasonable and proportionate search for the originals of the documents I have requested, the better for you to be able to verify the document's authenticity and to provide me with a legible copy. Further, where I have requested a copy of a document, the original of which is now in the possession of another person, you will have a right to possession of that document if you have mentioned it in your case. You must take immediate steps to recover and preserve it for the purpose of this case. Where I have mentioned a document and there is in your possession more than one version of that same document owing to a modification, obliteration or other marking or feature, each version will be a separate document and you must provide a copy of each version of it to me. Your obligations extend to making a reasonable and proportionate search for any version(s) to include an obligation to recover and preserve such version(s) which are now in the possession of a third party. In accordance with CPR 31.15© I undertake to be responsible for your reasonable copying costs incurred in complying with this CPR 31.14 request. If you are unable to comply with this request and believe that you will never be able to comply with this request please confirm in your response.

Sorry my bad I miss understood I just need to keep simple, was over thinking thanks

Can you check this please 1: The agreement Facility Confirmation and Terms and Conditions from that date. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached. Failure to prove the above will render any claim unenforceable pursuant to section127 and 61b(3) CCA1974 2: A complete set of statements for the utilities mentioned in the particular of the claims detailing exactly how the debt has accrued detailing All transactions. 3: Notices of Sums in Arrears under running account credit CCA2006 sec 86C

Defended the claim through mcol. The new template do i need to add anything to the point 3 about proof off Debt to what they are claiming or is that what 3 is saying?

I am just putting together my CPR In the First Paragraph on CPR from the Library its asks' i have sent you a request for an agreement' etc Do i put in this paragraph a request i made for proof of the debt? or just delete this? Also what's notice of Assignment? Thanks

I phone up and confirmed the claim.

I assume I do the above in my Daughter name? she has not received the official claim form yet apart from the emailed copy so should i wait until I receive that or doesn’t it matter thanks

Update Spoken to the county court again and they have filed a claim. So I suppose we either pay up or defend. so help would be appreciated.

No I didn’t realise they emailed it either until my daughter told me this morning. Anyway the number is definitely Fakes or not registered as confirmed by mcol. will send them an email though let’s see there response haha

Update spoken to the courts gave them the claim number and no such numbers exist. just to note also this form was emailed which they say should be posted. Just confirming now with MoneyClaim online to be 100% certain

It’s looks a bit basic yes good idea I will ring them tomorrow thankyou

Well everything been quiet as per usual and now this what do you make of this Photo.pdf

Update Hi my response from FCA just pasted the main points Huddle Utilities Ltd I’ve conducted a search on the Financial Services Register (the register) which is a public database of the firms we authorise and regulate and it also shows warning pages for unauthorised firms. I’ve been unable to locate a firm called Huddle Utilities Ltd which means they’re not authorised by us. If a firm is offering certain investments or financial services in the UK or if they have any affiliation to the UK, then they should be authorised by the FCA to do this. If they're not authorised then they may not require authorisation and you wouldn’t have any protections in place if anything went wrong. Your next steps Although we regulate and oversee the UK’s financial industry, there are certain services or products which don’t fall within our regulation. This means firms that perform or offer any unregulated products or services are not subject to our rules, and we have no authority over their business. If a firm are collecting regulated debt they would require authorisation to do so and we would expect them to adhere to our rules. Examples of this type of debt include mortgages, credit cards, and loans. If you believe the firm are trying to collect regulated debt please let me know. However, debt that doesn’t relate to a consumer credit agreement (for example, parking fines, utility bills, council tax) generally falls outside our remit and firms collecting those debts don’t need to be authorised by us. You can find further information here. Instead you may benefit from contacting the Credit Services Association, who are the trade association for the debt collection and debt purchase industry. It may also be useful to seek some legal guidance. A good starting point can be through contacting Citizens Advice for information and guidance regarding your consumer rights in relation to this matter. Citizens Advice can be contacted on 0800 144 8848 or by visiting www.citizensadvice.org.uk. Does the above alter anything ??

Thanks dx for your reply and pretty much confirming what I thought. Your right I believe they are scamming Students left right and centre they accidentally sent my daughter the details of 2 other students they are chasing with all their personal information, lovely breach of data protection but like you say there is probably 1000’s more. I cannot believe they are not part of the Fca . I will get a strongly worded letter drafted today. I have always maintained if they show me proof of the debt in detail I would quite happily pay however they won’t and probably don’t want to show they are re selling the utility allegedly.