nfi247 v argos

[Shoe Em]

Hi,

 

I've been reading this with interest as I've just has my Argos 'statements' sent & I'm having a little trouble making head or tail of them. I'm glad to see that you are progressing well.

 

Do you have any idea what Other D.B or Fin Chgs might be? I'm assuming they are both varieties of charge as they have the usual £17.00 & £7.00 type amounts, but they both also contain a couple of really high numbers (over £100) so I'm a little confused. As much as I'd dearly love to claim all of this back I thought I'd better double check first

 

Also since I repayed my account through infamous Moorcroft I am wondering where I stand on claiming interest. Would like to claim the 27+% that I see others claiming but I don't want to make a mistake.

 

About to post my own thread (before any mod states the obvious) but there seemed to be knowledgable folk here so I thought it was worth a shot in the meantime:razz:

 

Thank you!

 

*here is my thread*http://www.consumeractiongroup.co.uk/forum/other-stores/113927-shoe-em-argos-store.html

[nfi247]

Moorcroft replied today.

 

Dear mr nfi247

 

re: argos card

 

i write in response to your recent dispute in relation to the above account and can confirm we have been in contact with argos card who have advised us that they have dealt with your letters accordingly and are not in breach of contract.

 

i trust the above response has now resolved your dispute. i can confirm i have placed your account on hold untill 25 sept 07 and request you make immediate contact with our call centre on the above number to discuss a repayment proposal you can afford and maintain.

 

however if you are unhappy with the information provided please contact us by return (or in any event prior to the above date)

 

Moorcroft

 

so a couple of questions to all, the date that argos must reply to my court case for non compliance of SAR is 25 sept 07 - could this have anything to do with it? and are moorcroft allowed to handle this if my creditor is argos? surely its a data protection breach? possibly?

[pecky1]

Hi nfi247

Looking at Moorcrofts reply, they seem to know that 25 sep Argos must reply to your court case, so would seem they are waiting for the outcome on that date, As this is now in dispute they are just trying to get you to make payments with the good old standard letter to contact them.

Just ignore it they know they cant collect while there is a court case pending.

Good Luck

[nfi247]

help please, argos have not responded to my court case and they have to of submitted a reply by this monday 25th. i am taking them over non compliance of my SAR? what happens next? i file for judgement in default then what happens regarding getting the answers to my SAR?

 

i hope someone can help me on this, please.

[nfi247]

sorry, tuesday.

[nfi247]

can anyone shed some light on this please? just a little twitchy. ive heard nothing at all

[nfi247]

do i write a letter asking the court to order argos to comply when i file for judgement in default?

[midge61]

hi

 

I am just going to send my sar to argos so have you got any update on this?

[nfi247]

i filed an N1 with the county court for non compliance plus damages. they filed that they were going to defend but couple days after i got a letter saying that they would sent me every statement on my account and pay my damages in full if i drop the case with no liability to any party.

 

i agreed and now have all of my statements.

[midge61]

Hi

 

well done. Now you can get on and claim the charges. They seem like a real bunch of wassocks.