Hi, I just wanted to get some advice. I took out a student account with Natwest around 2008 and at the time I was offered an overdraft of £1500. Around 2009 I defaulted on the account and I never paid back the overdraft. Its been over 10 years since I defaulted and within this time i have not had any communication from Natwest to chase the debt not even a letter. I am more curious than anything whether this would have any impact on me in the future if I applied for a Natwest mortgage for example? I tried to do an eligibility check for a Natwest credit card and half way through it recognised thar I have account with them and requested I enter account details to proceed. How long do Natwest hold details for? Is it worth paying the debt to avoid future problems?

Hi, thank you for your response. That is my issue, i can find a link for littlewoods direct but i am not sure if this covers isme very and additions. I have searched for shop direct group ppi complaints but i cant seem to find anything to register a complaint under the group to cover all accounts?

Hi, Just wondering if it worth making a PPI complaint for a Halifax ,mortgage that was taken out in 1980 and was paid off in 2001?

Hi all, I am starting a PPI complaint before the deadline and i need some advice and help please. I have had various accounts over the last 10 years for catalogues, littlewoods, Isme, additions and Very, i think these are all part of the shop direct group. I am not sure who to send my complaint to cover all my catalogie accounts before the deadline to get the ball rolling, can anyone send me advise me who i need to complain to? Is there a link i can use to submit the complaint online?