Leeds Mercantile Hearing, 29 August 2007

[j.barton1]

I had a great day..even though i didnt get to settle, the day itself was amazing, such a experience....makes you feel good to get that far.

I told the local news a while ago about the date so they'll be there too.

[scoobz]

Can't wait now... I'd better get dressed up then just in case I get snapped by YEP like you did !!

 

I saw your article in the YEP on 23rd July (my mum cut it out for me), you're getting to be a real celeb! They'll be asking for your autograph next!

 

Scoobz

[j.barton1]

Hahaha...thanks...its all good fun xxx

[scoobz]

Jenny

 

Don't know if you've read the thread 'court hearing today' but dewhit20 has been to redditch county court today and A&L SETTLED before hearing... lucky lucky lucky...

 

Can't understand why they do this it's so frustrating!!!

 

Scoobz

[lozza2306]

hi there

 

I'm also in court on 29th but not sure of what documents to bring with me - getting worried as don't know what I'l have to do or what to expect.

 

I'm glad there are others there on the same day who are posting on here so will be able to put a face to a name.

 

Thanks to everyone for the help so far, wouldn't have been a ble to get this far without you all.

[j.barton1]

I didnt know...I'll go have a look....looks promising for the rest of us.

[j.barton1]

It looks like a good win for us scoobz....hopefully us next.

 

Lozza....http://www.consumeractiongroup.co.uk/forum/mercantile-court-cases-stays/96212-case-management-info-sheet.html

 

also look on page 1 and it lists the things we took with us...good luck

 

Jen xx

[scoobz]

Hi Lozza2306

 

It will be nice to meet you on 29th and compare notes! I've seen some positive postings today where people have been paid out before hearings so you never know (fingers crossed). A&L are being very awkward with some cases but paying out on others, its very strange how they work? What's your bank been like with other cases?

 

I'm wondering whether to take a copy of the 'request for removal of stay' letter with me just in case they try and pull a fast one and apply to have my case stayed on the day? Advise from anyone would be very much appreciated....

 

Not long to go now....

 

Regards

 

Scoobz

[j.barton1]

I think that would be a good idea scoobz, or maybe word someting incase they dont show up.....which they probably wont.

The main thing we are struggling with is that as far as the judge is concerned...he wont settle cases on the day...its the last chance for negotiations with the banks.....we cant settle cos they are not there. Unless the banks have really peeved him, the case will get directions on the day....

Sorry if that has stressed you....but alot of people go to cmc thinking they'll settle...alot do but bear in mind A&L are the trickiest i've seen.

 

XX

[johnnyjoeflyer]

I am at Leeds on 29th August and have spoken to court this morning, all cases still going ahead and judge has not given any indication that he will be staying claims.

 

While talking to them and checking that they had received all relevant docs from me, I asked if HSBC had filed a defence. I asked as I was setting out a small bundle last night and noticed my wife had a copy of the defence filed for her calim but I did not have one.

 

After checking the clerk advised that they had only sent in acknowledgement of service with intention to submit a defence, this was on 10th May, and HSBC had 28 dys from this date, ie 7th June, however according to their records no defence has been filed.

 

Any suggestions what course of action I should take as advised that I cannot request judgement by default as now in Mercantile court.

 

However if they have not submitted a defence what is likely to happen on 29th August.

[j.barton1]

Hi Grayb,

 

the same happened with me & barclays, the judge told me they cannot rely on and documents in court they hav not submitted to you and the court before...however they can rely on c.p.r What i did...before all the oft stuff...is phone barclays and have it out with them, stick to your guns..they might settle before.

[lozza2306]

have today recieved a letter from SC&M stating that they intend to ask the court for cases dealing with bank charges to be postponed ('stayed') until proceedings with the OFT have been resolved.

 

What does that mean now as regards the court date a week on weds - am i still to attend or is there something else i should be doing.

 

please help

[j.barton1]

Carry on as normal unless you hear from court, take with you.. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay-updated.html

...just incase.

 

Jennyxx

[srfrench]

9 days to go..... and I'm getting all tingly and excited

[j.barton1]

I'm looking forward to the outcome too, I hope it goes okay.

 

XXjennyXX

[srfrench]

8 days....... wooooOOOOOoooHHhhhoooooOOOooooooooooo

[j.barton1]

are you sorted out for it?

[srfrench]

Of course. The difference with me however is that I have 3 claims being heard on the same day. 2 x Credit Card (various providers) and 1 x Abbey Bank Account claim.

 

I will get the full (and more) settlement to my CC claims as they cannot be stayed, and I won't be to fussed if they successfully manage to put a stay on my Bank Account as I will impose "fair" conditions on it to stay for 2 months. Remember I am currently picking up @ £6 per day interest alone!

 

Apart from that I am fully prepared with my arguments and documentation to persue in Court.

 

Long live the Revolution! (so long as I'm home in time for tea!)

[j.barton1]

Excellent srfrench, that's really good news. Hopefully they'll all be sorted.

 

xx

[srfrench]

shAbbey..... prepared..... are we talking the same Bank here?

 

Thanks for that Jen..... are you going to be there on the 29th to?

[j.barton1]

No 'fraid not. I couldnt get in for the 29th I'm in on 4th Oct. Tried to get the day off work to come and give "moral support" but couldnt.

I'm there in spirit though xx

[scoobz]

***** 7 DAYS TO GO ******

Hi Jen

I've printed off the 'request for removal of stay' and included it in my mini bundle, it won't do any harm to have it with me just in case!

 

Do you know if there's a template letter for banks that don't show up? I've got a strong feeling that A&L will be a no show again so would like to be prepared? I'm not expecting any kind of settlement on 29th and believe my case will go down same route as yours and will drag on and on, that's if it's not stayed!

I got a letter from court stating that my application to amend my claim (increasing the amount) will be dealt with on the day so hope Judge gives the ok cos it cost me £50 to change it!!

Scoobz

 

[j.barton1]

Hi Scoobz,

 

Its good you've got your application in your bundle. You could always type a letter to to strike out their defence due to not showing up etc?

They probably wont even contact the courts to say they're not attending, a friendly solicitor told me to ring them in the courts recess then i could tell the judge what they had said.

OOO I wish i could be there. x

Jen x

[srfrench]

Ok....... I think it may be good for a head count as to who will be attending on the 29th?

[scoobz]

Good Idea srfrench.

 

I'm definitely going to be there fighting A&L... can't wait!!

 

See you there..

 

Scoobz