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3 Barclays defaults as result of charges


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Hello all,

 

After successfully winning my Barclays charges claim, I am now on the case to fight to have the default charges placed on my credit file removed. They were directly as a result of the indiscriminate charges placed month after month on my account. Despite my paying everyting on time, being up to date with all my payments and paying well over the minimum payments, the defaults are preventing me from obtaining cheap credit, 0% balance transfers etc. Egg also issued me wih a default notice at around the same time, about 2.5 years ago and will stay on for another3.5 years...:mad:

 

I will read the threads for advice and will post again once I have an idea of a plan of action. I still do owe Barclays and Egg amounts of money (which I pay by agreement and much higher than minimum due) -does this mean that I cannot request for the defaults to be removed?

 

Any advice much appreciated.

 

Many thanks beforehand.

 

Flor :)

**************************************************

Barclays current a/c: Settled £3,413.27 :D

 

HSBC: Settled £753.00. :-D

 

MBNA (bmi): Settled £580.00. :D

 

Egg Card: 16/11/06 Received letter -they will not pay the £200 charges nor remove default notice.

 

Please click the scales if I have helped you :)

Thanks

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