disco v halifax ***WON***

[disco]

just found out how 2 open a thread

just had my statements bac 55 days 2 come

just sent letter bac askin 4 it back.

[sea-sidelady]

Keep us posted to how you are getting on.

[disco]

just had a letter back from halifax 10 days after asking 4 my money back sayin there is nothing wrong with there charges, in other words they are not payin, now another letter 2 send em

[Guest ChloeJane]

Right on target Disco!

 

The letter before action!

 

As you are so on target, thought I would give you some extra reading for the next step, so as soon as you get a response back, or hear nothing...

you can file.

INFORMATION ON FILING IN COURT

Fees

 

You can apply for an exemption through the court when you file your claim so it is worth a read and if in hardship, worth applying.

 

http://www.hmcourts-service.gov.uk/H...fl ets_id=172

 

 

Money claim online - OFFERS NO FEE EXEMPTION

5. Money Claim On-Line (MCOL) Particulars of Claim

 

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/71369-getting-mcol-right.html

 

 

N1 at your local court. Preferred - fee exemption allowed.

4. Particulars of claim - N1 - hard copy version

 

Reading the above and having informed choices so your confident and know what suits you is why I have added the information, so you can ask questions till the waiting time for a reply to the letter is up.

 

Happy reading and all the best with your claim!

 

CJ

 

 

[disco]

so i have now sent my L B A letter 2 to halifax 10/5/07

lets see how long 4 a reply.

[disco]

i just checked the online trackin with royal mail & my letter has been delivered, getting some were now

[disco]

i wondered if it was rite, i had all my charges on one piece of paper when they came though

a lot easyier for me to work out.

5 days since i sent my L B A letter off & counting

[disco]

i phoned up the visa people yeasterday 2 pay another late payment

so while i was on the phone i asked for 6 years of statements

he said no problem i will get them delived 2 u

lets wait & see.

[disco]

getting ready 2 fill in n1 form they have untill fri 25/05 to reply not heard anything yet.

[disco]

just filled out hard copy of n1 at last just got to get 120 pounds 2 pay 4 it now, will phone em 1st

[sea-sidelady]

Is there any chance you could be exempt?

[disco]

took my n1 form 2 court today 1 june & now its count down.:-|

[disco]

had a letter off the courts 2day my pappers have been served 10 june

[sea-sidelady]

Count down from 10th....

[disco]

just had a letter of the courts 2 day halifax has put letter of service in just as i was going 2 serve judgement , now i got 2 wait untill 7 july then there 28 days r up

[disco]

hi does anyone no were i get the terms & conditions from pls 4 the halifax

[sea-sidelady]

You dont need them yet.

 

That is only if its gets as far as doing a court bundle.

 

But dont worry, if you need them, you will get them.

 

Hold tight till the 28th, and keep checking your account, in case it turns up.

[cameron2006]

hi sea-sidelady,

 

Please could you help me i have already sent my LBA to Halifax and the fourteen days is up on the 28 June 07, I dont expect to hear anything from them I have already filled in my MCOL and saved it for when i need to send it off. Please could you give me as much info as possible about this stage of the claim i am really apprehensive about this part?

[sea-sidelady]

All the information you need is here..

 

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/71369-getting-mcol-right.html#post614610

 

But any help you need, just ask. You know where i am.

 

Basically, you file at court, then you wait for your letter to say deemed served.

 

This will have a date. (countdown date)

They have 14 days to acknowledge your claim.

[disco]

wow what can i say had a letter off the halifax saying it was,nt worth them takin it to court so they will pay me my monies , and would u belive it the money was put into my acount today, and they actualy paid me 1000 pound more i was askin 4.

many thanks 2 sea sidelady

[Dusary]

HUMPH!

 

 

It's easy for some!

 

 

Seriously!

 

!!!CONGRATULATIONS!!!

[sea-sidelady]

CONGRATULATIONS.....!!!!!!

 

That is brilliant. Well done. Im sooo chuffed for you. :D

 

Dont forget to do the survey..

http://www.consumeractiongroup.co.uk/survey.php

 

And maybe a donation...