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Hi jane,

 

We are filing 2mrw against NW The letter has just made us even more determined.

 

What winds me up loads is the fact that they tell me that I have 8 weeks intill I can complain to the FCA!! Thing is im not complaining to the FCA I just want my money back!!!!!!!!! GRRRRRRRRRRRRRRRRR

 

MUPPETS

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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OOps i meant the FSA. Obviously I havent had enough caffine this morning...

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Hello everyone :-)

 

This morning at 10am I filed my N1 aganst NW. My claim will take a little longer as I have put in for an exemption. I will keep you all updated on the progress.

 

Bite me Nationwide!!!

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Way to go......I will do mine Mon 21st. I am now investigating reclaiming on another account that was open from 1992-2000 seems as if Nationwide have an archive in Northampton which could give me some info on the account:)

I am watching Lisa Best Of Luck

Jane

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Sigh, Sigh, Sigh.

 

Bad news this morning :-(

 

Had a letter form the courts this morning it goes like this:-

 

Dear Mrs Lisa_Martin,

 

Thank you for your application for a fee remission in the above case. I am sorry but on the information you have provided I am not able to agree to your request.

 

The guidelines that we work to are set out by the Court Service Headquarters and the Benefits Agengy table for assessing Income Support (Determination of Means Guidelines). If you want a copy of those documents please let me know.

 

In this case I cannot accept your application because:

 

a) Your financial circumstances are such that I consider you are able to pay all of the fee. The sum payable is £50 If you wish to pay this, please return your papers, with this letter and your cheque payable to "HMCS".

 

If you wish you application to be reconsidered please provide further evidence of your circumstances. If you have anyquestions you wish to ask please contact the court and ask for me.

 

If you wish to appeal against my decision you should write to The Court Manager Ms H Skaith at the above address within 14days of the date of this letter. You should give your reasons for the appeal and let the appeals officer have any evidence to help your application. If your appeal is successful we with deal with your process straight away. Please therefore include your papers with your appeal.

 

Yours faithfully,

 

 

Sigh, Sigh, Sigh.

 

guess i'll have to reconsider/appeal then :x

 

What I dont understand is living off Incapacity Banefit isnt a great amount of money so why have I been refused :-| and what can I do help prove that I cant affored the fee?

 

hmmmm :x:confused::x

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Hi Lisa martin!

 

Don't become dis-heartened re: Fees.

Check out the very bottom paragragraph of the following link and further follow the links contained within that paragraph...

County Court Fees

 

Even if U are NOT deemed to be exempt from having to pay the necessary County Court Fees up front, when U win your Claim against Nationwide, U will be able to claim back those Fees from Nationwide anyway!

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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anyway it all sux,

 

am at the moment gathering evidence so i can show Torbay County Court that I am well and truly skint!

 

it just sooooooooooo peronal :(

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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  • 3 weeks later...

Right OOOOOO,

 

Since I last updated my hubbys thread Ive been busy gassin on my halifax thread and just realised maybe I should update this one.

 

Whats been happening is this:

My husband and I are in reciept of benefits. Incapacity Benefit for me to be exact. We went to file our N1's about 3 weeks ago, we took what we thought would be the required evidence to court along with our exemption form to be told that Incapacity Benefit wasn't exempt from the court costs.

In the meantime we found out that we are entitled Income support which is acceptable Benefit to be exempt from the court costs. (we tried to claim Income Support before but for some bizzare reason we were told that we were not entitled. This is currently being investigated by DWP at the moment so i'm looking forward to gettin some back payment from them)

Had to wait awhile for my new claim for Income Support to be up and running and to get the desired piece of paper that shows the required information needed for the exemption. That came on Friday. So today I have updated both spreadsheets and POC for haliprats and Nationwide oh and printed out the N1's of course too.

 

So there you go. lets see what will happen 2mrw.

 

Sorry ive abonded you guys here in Nationwide But I am back now

 

Mwaaaahhaaahahahahahahah

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Hiya Lisa,

 

Just popping in to say hi, and to see how you are getting on...:D

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Blinkin eck!!!

 

Dont u get everywhere! lol

 

Well I couldnt go to the court today, wasnt for the sake of trying but I have my daughter off school she has a very high tempreture and of course with my illness I couldnt do it. So I have had 2 copys made of my Income support claim and sent all the N1's and all other relevent information to the court. I have sent them VIA Signed for 1st class so im hoping that they will get there 2mrw morning!

 

Guess the ball will br rolling from 2mrw

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Excellent, well hopefully you wont have to wait too long.

 

I hope your little one feels better soon, you know where i am..:D

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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  • 3 weeks later...

HIya, quick update.

 

N1 issued on 18th june 2007

deemed to be served on the 21st June.

Defendant has intill the 5th July to acknowledge.

 

so watch this space!!! Thats a week thursaday :-D

 

Hehehehe

 

ps wrote this thread cos hubby was moaning that I wasnt keeping upto date on it.

 

cheek

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Today I have heard from the court that Nationwide intend to defend the claim.

 

The letter from the court goes like this:-

 

The defendant filed Acknowledgement of the Service on the 26th June 2007

 

The defendant responded to the claim indicationg an intention to defend all of the claim.

 

The defendant has 28days from the date of the claim form with particulars of claim, or of the particulars of claim to file a defence.

 

The acknowledgement was filled by the solicitors acting for the defendant who have given the following name and address for service of documents.

 

Eversheds Llp

1 Callaghan square

Cardiff

CF10 5GY

 

Now I am shaking in my boots, is this normal procedure? Im sure it is I know it is but now i am bricking it, does that mean they have 28days from the 26th june to pay up??

 

Im sooooo scared now :-(

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Today I have heard from the court that Nationwide intend to defend the claim.

 

The letter from the court goes like this:-

 

The defendant filed Acknowledgement of the Service on the 26th June 2007

 

The defendant responded to the claim indicationg an intention to defend all of the claim.

 

The defendant has 28days from the date of the claim form with particulars of claim, or of the particulars of claim to file a defence.

 

The acknowledgement was filled by the solicitors acting for the defendant who have given the following name and address for service of documents.

 

Eversheds Llp

1 Callaghan square

Cardiff

CF10 5GY

 

Now I am shaking in my boots, is this normal procedure? Im sure it is I know it is but now i am bricking it, does that mean they have 28days from the 26th june to pay up??

 

Im sooooo scared now :-(

 

Thanks for this thread - I take it that is the address to send my schedule off to???????????????

Looking at other threads I think your 28 days are from the 21st when your claim was served , but I'm not too sure so dont quote me on that one!!!

My claim was served on 27th so I'm just behind you :o

GOOD LUCK WITH IT ALL :) :)

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That is Nationwide solicitors address, you still send all your relevent documents to Nationwide main address.

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Hiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiyaaaaaaaaaaaaaaaa.

 

Has anybody been credited their bank charges on a Sunday before?

 

Just wondering if this can happen?

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Check online + see...;):D

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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LOL I am checking online and seeing lol ;-)

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Anyway, theres nothing in there yet!!

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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No blinkin post tomorrow either :-(

 

***SIGH***

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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Perhaps your Flexaccount balance doesn't show up on the CAG website??

 

...Oh Hang on...YES it does!

 

YOUR balance currently says £14,134,186...lol...:D:p

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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I wish it did!

 

I so wish they would hurry up as I have a fueral to go to 200miles away and could do with them coughin up before hand.

 

knowing Nationwide they will hang on in there till the very last moment.

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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I wish it did!

 

I so wish they would hurry up as I...could do with them coughin.

 

...knowing Nationwide they will hang on in there till the very last moment.

U make it sound as though U are in Nationwide's Will?!...:o :p

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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LOLOLOLOLOLOOLOLOL

 

Do you know I hadnt noticed that and can assure you that it wasnt intentional lol, Or maybe was it subconsiously :-)

[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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...maybe was it subconsiously
Or even subconsCiously??!

 

 

 

 

Check online + see
Paradoxical don't ya think??!

...Especially when C = The speed of light!

 

Or am I missing something, NOT just U??!...pmsl...:grin: ;-)

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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