Dingwalldemon v Nationwide **WON**

[dingwalldemon]

Sent prelim letter on the 05/april/07, 14 days ago, however when i tracked the letter i noticed that they did not receive it untill the 10th.

Should i wait 14 days from the 10th before i send my LBA or just send it now?

All advice appreciated.

Oh im claiming £7043 but the've just hit me for another £350!, should i add this amount into my LBA as well? if so how would i word the amended amount.

Using templates from this site.

[lori1]

hi dingwall, welocme to cag please be sure to read the faqs, this is a very large site where you will find all the halp and information regarding you claim, any questions you have be sure to post and someone will come along and answer your questions.

 

yes wait until 14 days after they have received letter before you go on to next stage, you can add on any charges incurred right up until you file for court, when you send your LBA just add the extra charges on and amend the total on your schedule of charges send this along with your LBA. best of luck . x

[dingwalldemon]

Well 14 days has passed and surprise surprise no reply to my prelim letter requesting my charges back.

Anyhoo i've printed of my LBA been to the post office and sent it recorded delivery.

Even though its only the LBA, theres a slight sense of satisfaction that your not prepared to take their cr*p anymore!

Oh well another 14 days before i get the pleasure of submitting my MCOL !!

 

GIMMIE MY £7043 BACK!!!!!!!

 

[dingwalldemon]

Well they have actually aknowledged me this time with the basic get stuffed letter blah blah blah.

Should i wait till the 9th of May before isuuing MCOL or go for it now?

(9th of May will be 14 days from date recorded letter was signed for)

[dingwalldemon]

Just an update to let you know whats happening.

Decided to go down the Financial Ombudsman road initially as my butt was getting a bit twitchy after Lloyds winning a case!.

Have had 2 letters back so far, the first acknowledging reciept of all the information and last week i got one saying my case was awaiting allocation.

Anyone else in the same situation or had experience of how long they take?

[dingwalldemon]

Letter received today from the FO saying that they have contacted The Nationwide instructing them to make an offer which meets my claim in full or provide them with information which would reach a conclusion on the merit of my claim.

They have six weeks to reply.

Hopefully something soon!

Fingers crossed.

Anyone else in the same boat?

[dingwalldemon]

Tick tock tick tock!

Nothing yet except a letter demanding payment of the amount i am over on my overdraft which has come about due to their charges.

[andrew_nwide]

Hi mate -----sent you a private message

[dingwalldemon]

Letter arrived from the F/O this morning stating Nationwide do not believe their charges are unlawfull however are prepared to pay me £7368 to end the dispute! HURRAH I WIN!!!! Got to sign an acceptence letter from the F/O and return it to them, they say money should be paid within 6 weeks of acceptence.

So the question is do i sign the acceptence form?

£7368 tax free

Deal or No Deal?

DEAL DEAL DEAL!!!

Thank you Mr Banker, LOL

[Janet-M]

CONGRATULATIONS

Can we ask you to take a minute to fill in our survey and if you could PM me with your claim number so I can change your thread in the litigation forum , thanks

 

Can we please ask you to consider a donation to the site as every little helps to keep this site going and also used for the benefit of all users ie Hull and new POC's ( available soon )

[MilkTrayMan]

£7368 tax free

QUITE sure about the 'Tax Free' bit are we??!...

 

http://www.consumeractiongroup.co.uk/forum/legalities/49641-important-information-regarding-tax.html

 

technical notes - is compensation taxable?

 

http://www.consumeractiongroup.co.uk/forum/general/49644-important-tax-information.html

[Janet-M]

if you could PM me with your claim number so I can change your thread in the litigation forum , thanks

 

I did read your post saying that you had used FO but I am that use to asking for the claim number I just automatically asked , Sorry

[dingwalldemon]

For me it is as i claimed no interest by using the F/O and i'm gonna hide it under my bed to stop the chancellor taxing me on it again! LOL

[MilkTrayMan]

I would read up + try to understand the arguments for Claiming CONTRACTUAL INTEREST, if U have another similar Claim!...lol...

[dingwalldemon]

Yes i agree you should be able to claim contractual interest, the bank do it to us.

What i would say about my claim from start to finish was that it was hassle free. I recommend using this route if you are worried or dont feel you could handle a court case. It is also an excellent route if you live in Scotland due to the small claims system restricting your claim. You can also claim 6 years and not 5 through the ombudsman if you live in Scotland like me.

Also this site has been an absolute goldmine of information, there's a lot of different stories and tactics been used. I would say sit down work out what u want, how your going to go about it and most importantly of all... don't get stressed! You will get what is rightfully yours in the end.

P.S Do the right thing when you win and donate to this site, it is an inspiration to us all and a goldmine of information, lets keep it going. Lets hear a big cheer for the little man when he LEGALLY robs a bank.

 

REMEMBER A BIT OF COMMON SENSE GOES A LONG WAY IN THIS WORLD!

[christhesparky]

Letter received today from the FO saying that they have contacted The Nationwide instructing them to make an offer which meets my claim in full or provide them with information which would reach a conclusion on the merit of my claim.

They have six weeks to reply.

Hopefully something soon!

Fingers crossed.

Anyone else in the same boat?

 

Well Done,

 

Im in the same postion as you, had the above letter on the 28th June so just awaiting an offer really

[dingwalldemon]

Hang on in there mate and don't do what i did...... kept phoning the wife every morning when i was at work asking "Any post?" mind u she's happy now!

[dingwalldemon]

[dingwalldemon]

Dont suppose anyone knows how long it actually takes for the money to hit the bank? Signed the acceptence offer from the ombudsman and returned it. Also i wonder if it's possible for NW to renage on their ofer after the acceptence form is signed?

[badmuthar]

Congrats on your victory.

 

I am in the court system at the moment and still waiting for news.

 

*fingers crossed*

[christhesparky]

Got a reply from the F O this morning, although they admit no liability nationwide have offered to pay me the full amount of my claim, including interest

 

IVE WON

[dingwalldemon]

Well done mate, well chuffed for you!

Wish i'd mentioned the interest on my claim, didn't realise the F O could get that for you as well.

Did you get an acceptence form to sign?

[christhesparky]

Yes, acceptance form all signed and ready to go, just got to wait for the cheque now.

[dingwalldemon]

Mine was signed and posted within 5 minutes of opening the letter! KERRCHING! LOL

[dingwalldemon]

Suprise suprise chuck! Nationwide are now withdrawing my £500 overdraft despite them being aware that the account was in dispute and agreeing to hold everything off until the 15th Aug. Letter received today. Petty retaliation if u ask me!

Screw them i had no intention of leaving my money in an account with them anyway.