Please Help feel like im sinking..!

[bram stoker]

Fingers crossed for you Jo. Good luck. x

[katesage]

Hi there Jo:)

 

Loads of luck to you. It's been such a struggle, but the outcome will really be worth it.

 

I've had my response to LBA for 3 weeks and STILL havn't done my online claim. NO TIME!! Kid off school and I'm building a cottage (not joking) and trying to work/study. Please kick me up the backside!!! Everybody put hassle posts on my thread cos i'm being really dippy!

 

Fingers crossed for you sweetie, email me when u hear anything?

 

Kate x

[jolajo]

Hi again,

not been on line still having fun and games with ntl... thats another story? I've come to the library to be able to post my update?

 

Today was the final day for them to file a defence, rang court, they said had received a reply pack i think they said? anyway whatever reply thingy they sent to the court....they sent it blank!!!

So the bloke said that's classed as a not acknoledged the claim so file a judgement...WHOOOO HOOOO? NEARLY?? not got cheque yet, IM NOT COUNTING NO CHICKEN'S....

Sending judgement off tomorrow...and wait !!!

Let ya no when hear anything

post you's soon as?

[msrobinson]

Figures crossed that it all works out for you, wishing you the best of luck.

[jolajo]

Cheers Karnevil, love your pink thingy bob?

Thanks Ms Robinson too, Anyone no how long takes aprox once sent judgement back, court would of received today?

Just so I have an idea, ie whether 6 days, weeks, or months??

[jolajo]

Still not heard from court regarding judgement i'm going to ring them later. Probably delay with the bank holiday...ill keep you posted when I hear

[jolajo]

Received granted judgement yesterday (sat).....

[jolajo]

Once judgement is granted - you can issue a warrant to recover your money after at least 7 working days..... could be interesting ?

 

could be interesting ? Was a little puzzled by what this meant??? should I be worried ha ha

[jolajo]

The judgement was stamped 31st Aug, I rang today (thurs) which is 7 days but not working days, and was surprised to be told I can enforce the judgement??

There sending the forms out so will get tomorrow hopefully!!

Its weird however close to the end I get it still doesn't stop the niggling thought at the back of your mind that something can still go wrong???

So near yet feel still so far???

[chriswatkins]

I put in for judgement on 4th, on 5th I received CPR part 18 and defence from cobbetts, nothing from court, I could have put in for judgement on 31st august but couldnt get into town, hope I get judgement granted, would love to send bailiffs in

[jolajo]

Hi back again,

After I had my judgement granted, I also received CPR part 18 and a defence from Cobbetts, claiming their responce must of been lost in the post?

I rang court and they said not to worry basically they were putting the frighteners up me and to carry on with the execution, which i did.

Now they have put in for the judgement to be set aside and am waiting to hear whether or not i get a date for court.

If i dont respond to any posts quickly its only as ntl keep reconnecting me only to disconnect me the next day so i have to keep coming to the library!!

[chriswatkins]

I dont know what cobbetts are playing at, they filed their defence 8 days late in my case, and the courts allowed it :o ,I hope you get your money soon, its about time the courts clamped down on cobbetts and made them keep to the time scale like the rest of us have to

[Roadrally]

Cobbetts are getting buried under claims, that's what it is. I'll bet their mail comes in an artic now.

[bram stoker]

Well done Jolajo. Sounds like you're sticking to track - albeit a long one.

 

Agree to the set aside and save yourself some time. It's pretty standard that they'll get it.

 

Don't back down. You'll get your money. Please keep us as up to date as you can at this stage. x

[jolajo]

Cobbetts submitted their defence over a week late with me. too! I had logged the execusion of the warrent aswell as their time had ran out!

 

Going back to when I contacted the court regarding their responce, a clerk informed me they 'had' returned it but it was blank? He then advised me to go ahead and file the judgement??

I hope a note was put on my file as they then tried to get away with it by saying lost in the post.

 

Cobbetts are also claiming I didn't send in list of all my charges, which I did 2 pages were stapled to my claim form, Also in the section 'detailing my claim' they are denying all the 'Acts' etc and saying I have to give my reasons for these allergations?

 

Quote "I dont know what cobbetts are playing at, they filed their defence 8 days late in my case, and the courts allowed it ,I hope you get your money soon, its about time the courts clamped down on cobbetts and made them keep to the time scale like the rest of us have to"

Here here !!

It makes you wonder if the fee's have anything to do with it??

[jolajo]

Received letter from court 26th Sept returning my request for warrent of execution as the evidence I provided for fee exemption was dated may 06. Thing is, I had already with my application sent dss letter dated within the 4 weeks and didnt realise I had to obtain 'another' letter from dss.

I have a hearing date for the 8th Nov, I am having problems getting my bundle together which should of been submitted today. When I have tried to deal with it my head turns into fuzz!

[Guest NATTIE]

Bump on this one for someone to respond

[jolajo]

Flamin eck? easier said than done, I haven't even got a printer?

Im going to have to try and get in at the Law society or C.A.B, my head cant take any more! words are merging together and nothing is sinking in....

Ive got the Dr ringing me up to lunch so i'll have to wait unti after then.

Nat west have a lot to answer for, back in Feb I wrote and explained I was on medication for depression n anxiety, (which has already been increased a few month ago) yet I get to the point of executing my granted jugdement and they and their legal eagles still play with lives when they are in the wrong!

I dont no how they sleep at night..about 4 weeks they took every penny of my incapacity and child benefit for 2 children, as for the aftermath from refusing to pay my D/D's im still having probs with the arrears!!

When I received Cobbetts 'late' defence, court clerk told me they were putting frighteners up me and so I didn't think much more about it until N24 arrived;

It is ordered that

1. the defendants application to set aside judgement be listed for hearing on 8th Nov

2. enforcement and execution of judgement be stayed in meantime

3. comply with CPR 23.9(2) BY THE 10TH oCTOBER

A party served with this order who did not receive notice of the application may apply to the court within 7 days of service of this order to have it set aside or varied. ????? dated 25th sept although top of letter dated 3 oct

[jolajo]

I've just been going through correspondance and wondered what anyone thought regarding;

2 Notice of Issues I received from court ; 1 claim for £481 and 1 for £4 k.

The claims were both issued on 7th Aug were served on the 9th, the defendant had until the 23rd Aug to reply.

I rang court on 7 Sept and told responce had been returned but was blank so go on to enforce payment.

8th Sept I received payment in full for the smaller claim,no problem yet in another envalope Cobbetts defence for the larger claim..2 weeks after the deadline.

It seems obvious this is due to backlog but why should they of been allowed to get away with it and why pay up for one account but not other when all that was different was the amount ?

[elliesnan]

i know how you feel!! Anyway have finally managed a spreadsheet charges come to £5040 this is just straight charges no interrest added am l ready to send this with my first letter to nat west need a bit of reassuarance from someone please!!

[ataction]

Reduce your claim to under 5K plus interest. Small claims will mean no risk of costs awarded against you. Start your own thread and keep us posted of your progress.

Good luck

[elliesnan]

l'm not really bothered about the interrest should l be?

[ataction]

Yes you shoulod be bothered about the interest, but as long as your charges claim is under 5K you can go down the small claims route. Intereast will be added later.

[elliesnan]

okay do l send it to my local branch or does anyone dealing with nat west have any other address?

[jolajo]

Hi sorry for not replying sooner I dont come on often. Definately claim the interest, you will be quite shocked at how much this can add onto your claim, You just need to watch the 5k limit for small claims,

I'd advise to read up on ' the step by step instructions ' on this site as it helps to get your head around it all, (eventually after 10 times or so, just kidding??) rather than be told what to do, if it goes to court you'll need to be confident about what your doing and what your talking about.

Also....Click on 'start a new thread' this will be YOUR very own thread, for you to ask questions relating to your case and receive any responding advice to your query.

Title it eg ellisnan v nat west and put ALL your posts on it, that way you can keep your posts in running order and not all over the place on other peoples. You'll find this will work better, good luck