Bigdess v First Trust

[davydee]

Glad to hear things looking up m8! Im from DPK going against Ballynahinch FT. Ur lucky McGrady has bothered to do anything. Ive been at him for years for help for my dads business type of things and he never wanted to know.

 

 

I just filed for online small claims yesterday against FT so hopefully we both get good news soon.

[Bigdess]

It was capital one. Their next on the hit list.

 

Bigdess

[havenodough]

Hi Bigdess,

 

Just joined this forum this morning after checking my statement online, yes I have an overdraft (doesn't everyone) and it's been exceeded so they saw fit to hit me with (4) unpaid direct debits @ 38 each, (3) of them were for less than 15.00.

 

I have read through your post and wish you all success in your efforts, I think today is the last straw for me, its parachute bank account time.

 

Good luck.

 

Havenodough

[maryspecial]

hi everybody

got my stuff ready for ombudsman! gonna post it today! its a bit brief - i took advice from you all re:them getting info from first trust anyway so i have put in their completed form with copy of final response and a copy of the bank statements showing the massive increase in penalty charges from 2001 to 2005 when we left our ''helpful, friendly'' dpk first trust!!! i was up front and said i couldnt get copy of schedule of charges from computer and asked if it was ok to send it anyway - hope it'll be ok with them........watch this space!!!!

[madjj111]

hi folks - i still waiting on reply from FO

 

what about bigdess did he get anything yet.

dont know about you guys but i think first trust are changing - i incurred a referral fee this month £14 - will claim it back when first claim sorted but i have noticed they have not charged me a referral fee for everthing!! this time and no £38 referrals - anybody else notice this?

[iwillgetubackfirsttrust]

Hi folks been watching threads for sometime and havent really been getting involved to be honest as i was waiting to see how use all were doing and was also waiting to see what DONT TRUSTs reply to my letter before action was going to be and guess what as predicted letter received today actual response was (In accordance with the terms and conditions that apply to your account, the Bank is entitled at all times to collect its fees as outlined in our Price List. In the circumstances we regret to advise that your complaint has been rejected)I must of had a good idea that this would be there response as yesterday i went to Ballymena court house to file a Civil Bill and they informed me that they dont have them forms and that i required a Solicitor to file a civil bill and that i would get one off a solicitor. Is this true?I have also drafted another letter to DONT TRUST to say i would be willing to accept 15GRAND and that they could keep the interest of 1706.45 as good will and would save the Judge and Courts there precious time if this was all settled out of court as i believed that the judge would rule in my favour.Any suggestions would be greatly appreciated.

[Bigdess]

Nothing yet,still waiting.I think going down the road of FO gives FT further oppourtunity to delay.If FT continues to delay for much longer even though the FO have written to AIB/FT then its the small claims court.I didn't want Mcgrady to write to the FO I adviced that he contact FT in Belfast explaining that FO had already been contacted this would have avoided duplication, since he requested my application to FO which he sent off.The whole thing at this stage dosn't make sence.

 

Bigdess

[glav]

iwillgetyoubackfirsttrust

 

I filed civil bill at Coleraine court house last Friday with no problems against cap1, just preparing another one now for Northern Bank

 

glav:)

[will77]

hey glav can you give me some details on civil bill filing?

did you use a solicitor? what details did you need to file?

how much did it cost to file?

estimate of solicitors fee?

what details did you put on your claim form?

 

 

thanks

[glav]

Will777

 

I have sent you a pm

 

glav:)

[Bigdess]

Can't seem to locate your pm

 

Bigdess

[glav]

Sorry Bigdess, feel that your thread has been hijacked. I sent will777 a pm cos he asked me a question about filing civil bill

 

glav

[Bigdess]

Yes I understand I wont be posting anymore until I get final confirmation from FT and or FO.One thing, I wish people would start their own threads in relation to their own claims.This seems to create an awlful lot of confusion,so will777,glav,maryspecial,iwillgetubackfirsttrust,PLEASE START YOUR OWN THREADS PLEASE if you dont mind.

 

Thanks

Bigdess