sent my letter and now an enormous charge appears, help!

[circuit]

received a response from phil beaumont today saying he was investigating. whoops, too late phil! you just reminded me to submit my claim - which i did today

[overcharged_consumer]

received a response from phil beaumont today saying he was investigating. whoops, too late phil! you just reminded me to submit my claim - which i did today

 

LOL! That made me chuckle! Good luck circuit. I hope it goes well.

 

You mentioned earlier in the thread about getting into the overdraft cycle. I know that only too well. I only ever seem to go overdrawn by a similar amount to what they charged me in the previous month! If only the sods would let me off with a month or two then I could get back on track. Still, I'll hopefully get it all back when I eventually claim.

 

Once again, good luck.

[circuit]

thanks for the kind words.

 

my claim has now been in since wednesday and i got postal confirmation today. i have gone from dreading court action to feeling quite intrigued as to how the system works. and the idea of getting nearly £400 is spurring me on as are the success stories from other people posting here. time to write to mint to get my statements... here's hoping HSBC settle soon.

 

incidentally, the co-op were useless trying to open me a cashminder account. tardy postal correspondence, useless branch staff. in the end i decided not to bother. natwest were also useless. i applied for an alliance and leicester premier account online and have now got the vanilla (basic) current account instead, but it'll do. no fuss at all. thanks all.

[circuit]

my claim has been acknowledged and it looks like it'll be closed within a couple of days. can't say any more, you know how it goes.

[ChelseaGirl]

Any news on this?? I am due to start court procedings next week with HSBC so interesting how you have got on.

[circuit]

i posted yesterday (end of the last page). i am going to close my claim very soon, and i'm satisfied with the outcome. i have to keep the details confidential.

[sarahab7]

Hi

Just been reading your 'goings on' with much interest. All I wondered was, did they actually pay up? Don't want to know the details, just a 'yes' would be confirmation that all your hard work paid off.

Am just going to post a DPA to the imaginary 'Mr Bowden'. He's the one who signs my letters too!

So here's hoping my hard work will pay off too.

Good work!

Sarahab7

[circuit]

sorry, as i say, i have to keep it confidential for now. you'll have to draw your own conclusions.

[Snorkerz]

Hi, Just a reminder that you're anonymous on here, so Mr Bowden won't know if you've let on to us - well unless your name really is 'circuit'.

[circuit]

i'm sure the amount people are claiming here could tie them to their real info, if the banks really wanted to check.

[sarahab7]

fair comment. would you really care if they knew anyway?

Surely the banks are more interested in totting up how much they've made from people in unfair charges!

[neilloffhagen]

I think circuit is taking the right line. As he's apparently signed a confidentiality agreement he must be honourable and keep the confidence. It could backfire badly on him if he broke the agreement, as they could find out who circuit really is and then he could be in trouble and so could this group, if only by association. I know it seems frustrating, but surely we must keep things within the law ourselves.

 

This is of course only my opinion and not that of the group.

 

Neil.

[circuit]

circuit's a she

 

incidentally, today i got a letter (not bound by any confidentiality agreement) offering £250, which is just over half the amount i claimed for in court. bear in mind, i received this AFTER the solicitors got in touch.

 

so, my advice to anyone getting a part-settlement letter - hold out a bit longer because you never know - another letter may already be in the post.

[ChelseaGirl]

Not 100% but if circuit has signed a confideniallty agreement, then she must of been happy with the outcome. Just a hunch ;-)

[neilloffhagen]

circuit's a she

Humble apologies

[circuit]

haha, no problem

[babey.girl]

Is working/child tax and child benefit "protected" state benefits~?

[Castlebest]

yes

 

Its not just state benefits you can protect its any money you need to pay to survive

 

Here's the thread

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/42170-right-appropriation-stop-bank.html

 

pete

Edited September 20, 2008 by Castlebest

[circuit]

This topic was closed on 03/06/19.

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