walton v barclays **ANOTHER WON**

[paulwlton]

rang barclays 13th april just had 60 pound in charges taken from my account put through to head office asked for last six years statements sending them next working five days no charge for these they must be supplied free under data protection act. its a shame only last six years about ten years ago i got into difficulty and r b s had a birthday for 2years

[scotia]

they must be supplied free under data protection act.

 

 

Not quite true m8, they have a legal obligation to supply this data within 40 days from receipt of request, and can charge up to a maximum of £10 fee to cover costs

[paulwlton]

thanks for that info but whats this about protection insurance

[scotia]

Thats my signature.........my cases.......nothing to do with your post

[paulwlton]

after receiving copy statements last week at no cost i sent lba off 18 april just received letter back today saying we are looking into you;re concerns and will give you an answer no later than the 23 of may, in the letter i sent they were given 14 days should i take action after the 14 days or wait till the 23 may. not sure because i jumped the gun buy sending lba off first. i realy want to stuf them

[scotia]

If you have only given them 14 days from first letter sent, then that might be a bit quick of the mark, usually you send preliminary request letter giving 14 days, the LBA giving 7 or 14 days (i gave them 14)...as long as you can prove you have given them adequate time to reach an amicable agreement, and not just rush straight to the claim, the judge may frown upon it if this is the case........if it was me, i would probably send them a reply to their letter, saying something like, thank you for your reply, under the circumstances i will allow a further 14 days for you to deal with this matter, however upon expiry of this additional 14 days, i will screw you for my money back ......

 

but then again, it's your claim, your timescale, and your decision !!

[paulwlton]

i gave the bank till the 23 postman just arived standard letter offering me half my claim with acceptance form. i am going to accept the partial offer and claim the rest through court action, thanks everyone for all youre help, what a great site, and i will certainly be spreading the word

 

Post moved. Please stay on one thread for updates on same claim.

[Bookworm]

Barclays will probably say no to that, it's either you accept half or they withdraw the offer, in the hpe you'll lose your nerve and accept the 1/2.

 

Keep us posted.

[paulwlton]

yes you;re right i rang the number on the letter saying i accept the partial payment and would claim the rest through court action, i also told them that it would be easier on both parties to settle in full now and not involve the court, they said basically it was a good will gesture accept it or get nothing, i told them i will put in writing that i accept their partial offer and will claim the rest through the small claims court. i will give them 14 days to reply if still no result i will use money claim to get the ball rolling. hope i am doing this right

[paulwlton]

just received letter saying the amount offered was in full and final settlement of your claim, i am therefore unwilling to adhere to your request to reimburse you with the full amount claimed,and it is with regret that you will proceed to the county court.i will go on moneyclaim tonight. would like advice on working interest out, thanks for your help on this site

[Bookworm]

There's a spreadsheet in Library, it does all the hard work for you!

 

.

[paulwlton]

thanks for that i will keep you posted

[paulwlton]

has anyone got an idiots guide for working the interest out, and what formula to use, not sure on spread sheat. if i had a 25 pound charge 500 days ago what formula would i use

[paulwlton]

all sorted, just filled out the form and paid the fees on moneyclaim, just waiting for the banks response now.

[paulwlton]

just had a look at my claim, it says to be held at northampton; if it was to go all the way could i get it swiched to my local court

[barracad]

just had a look at my claim, it says to be held at northampton; if it was to go all the way could i get it swiched to my local court

 

If it ever got to a hearing it would automatically be transferred to your local court.

[paulwlton]

i have just rang moneyclaim to stop action and start another claim, what i dont understand is on the moneyclaim form i have used the template off this site and altered it accordingly, in the template is states i will be claiming interest but then it asks you if you want to claim interest and you must put the paragraph in the claim which takes the characters to 1400 you can only use 24 lines or 1080 characters doees this paragraph need to be put in, or is it enough that i have stated it allready in my claim. a bit confused at the moment

[natalie]

If you have all the info that is in the pop up, then it is enough.

 

Natalie

[paulwlton]

filled in particulars of claim stating i want to claim charges back plus interest, the next part asks you, if you want to reserve the right to claim interest,do i need to put this in my claim, i am claiming interest using the online calculater from when the charge was taken to now at 8%,

[barracad]

Yes if you want to claim the 8% interest you need to tick that option. If you are using moneyclaim online you will then get a popup box with some text which needs to be put in your Particulars of Claim.

[paulwlton]

thanks for that, i need to delete some of the wording in my claim to fit this in,theres a limit on the number of charactrs you can use.

[paulwlton]

barclays have acknowledged my claim and have 28 days to file a defence, i will now prepare my case for a court hearing

[sean28]

Hi Paul, I've just started with my DPA letter, so will watching your case closly for inspiration and advice, Keep the thread updated please.

 

Good luck

 

Sean

[paulwlton]

yes will keep updating as and when. good luck with your claim

[saeed72]

i am new to this wonderfull site and watching as well