Asked to contact Opus Limited for a personal matter

[dx100uk]

if you sent a cca request and it had you current and correct address on it and you have not moved since then you are safe to ignore totally

 

and ofcourse by routine you should be ignoring all emails/txt/phonecalls from ANY DCA.

 

they are not bailiffs and have 

ZERO legal powers on ANY debt - no matter what it's type

 

dx

 

[dx100uk]

then as i say above

you MUST protect against backdoor ccj 's on EVERY debt that meets my criteria.

and dont forget the DVLA twice ONCE for CAR

once for Licence.

 

get it??

[dx100uk]

ops not you.

 

ok you must never run from debt!

 

if you have a debt that you last paid/used with anyone, say in the last 7yrs

WRITE to the debt owner telling them your address.

[dx100uk]

so this was an old opus credit card?

when did you take it out ?

and last pay it?

is it on your credit file?
 

 

 

[dx100uk]

i think you have the name of who is chasing you wrong

it's opos whom are a DCA not Opus who were a creditor and a credit card provider.

 

do you know who opos stated client is?

 

 

 

 

[dx100uk]

You write by royal. Mail simply giving your correct address.

 

Who were the other dca's that you mention.

 

[dx100uk]

Opos often work for capquest.

 

When was the last time tou paid either of these debts it might be?

 

Dx

[dx100uk]

Are you happy whichever debt it is both were chased by capquest? So they must own both debta?

 

[dx100uk]

Nope a debt can't be assigned twice by the original creditor 

 

Once sold and you've had a notice of assignment from oc/buyer that's it 

 

Now is the buyer could sell a debt on again but you get another notice of assignment.

 

So have you those

[dx100uk]

Well whomever owns your two debts, you must write giving your correct address else you are in danger of backdoor CCJ 's using an old address.

 

and thats most probably what this phishing exercise is about.

 

Dx

[dx100uk]

God no need for recorded post, just use a 2nd class stamp and get free proof of posting from any po counter.

 

And of course I would mention their ref number and the original creditor and debt type in the letter too 

 

Pc print name  do not sign