School Fees now chased by DCA

[Homer67]

Firstly do nothing until the experts have been along and advised you, it may take a few days as they are all volunteers.

 

You are in no hurry, the DCA is powerless and you should not contact them, continue to contact the school and if you are in the position to make payments make them, or put your offer in writing to the school. Insist they deal with you, they cannot pass you to the DCA if you are offering payments or a payment plan.

 

You are not obliged to speak to the DCA and if they contact you by phone or try to doorstep you simply block their calls and shut the door in their face, tell them to leave or you'll call the Police.

 

The DCA has no power to add costs to the debt, it is not their debt, they are just working on a percentage commission if they bully you into paying, they cannot do anything to you only the original creditor can take court action.

 

Insist the school engages with you if they want the matter resolved, if you have a way to make a payment they cannot refuse then use it to show you are paying the debt, that will look very bad for them if they decide to go to court later.