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Friend accepted 70% discount offer by lowells on 2 mobile+1 store card debt.....


whitelist
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1, yes its about 2

3.yes

4. no dont pay anything

5. correct.

 

this will be lowells.

what are the debts ,. mobile accounts?

 

has she moved since taking each out, and never informed the original creditors nor the DCA of her correct and current address?

 

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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god no!!

 

lowells i will guess?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

because it runs the SB date to infinity and she doesnt even know if she even legally owes the debts.

99% of mobile debts are made of the monthly contractual payments due till end of contract = FAKE. ofcom has ruled they are unfair and lowells drop/lose/discontinue most court claims if defended properly , there are 100's of them here.

 

the card debt needs to be questioned by a CCA request but NOT until they send a letter of claim. which they must now.

 

its a phishing letter wanting to find MUGS. there is no discount, it's just had what they know they cant enforce knocked off.

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

They go after the rest, they always do after they get the debt acknowledged.

 

Await if/when she get a letter of claim 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Just about any Lowell claimform mobile or telecom thread.

 

Use our enhanced Google search box or legal successes forum off financial legal issues.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The only thing these people don't realise and make far worse for themselves but more importantly others, is it funds the DCA to then harass 10'000 of others 

 

It's free money to them nothing goes off any notional debt. Nor do any original creditors see a penny 

 

Dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

could always cancel as its a 12mts agreement.

 

no doubt before month 11 lowells will issue a court claims for each debt for the remaining amount, dangled carrot eaten, debts acknowledged...

 

On 21/10/2022 at 00:54, whitelist said:

In 12 months prospect of being debt free with no chance of future court action for the full amount?

:pound::pound::pound:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to Friend accepted 70% discount offer by lowells on 2 mobile+1 store card debt.....

 

 

and how is that legally enforceable and what protections are in place if they turn around and say a payment was xx late and the agreement is off??

and where is there a signed agreement by both parties on EACH DEBT ( not just a balance concerning all 3) that they WILL write off the remaining balance of EACH DEBT upon completion..............

 

 

 

.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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