major law solicitors and bannantynes

[welsh5050]

i had to unfortunatley stop going to bannatynes due to illness, but they have had no sympathy at all....

 

i have received a court letter from Major law solicitors taking me to court in 14 days at northhampton if i do not respond ,

 

i need advice,?

calls 3 times a day from arc debt company now the solicitors letter.

any help  please

[honeybee13]

Hello, welcome to CAG.

 

I'm not clear if you've received a letter from the lawyers or Northampton. Would you be able to scan up a copy of it please? Cover up your personal details and anything that could ID you.

 

ETA: for help with uploading documents, have a look at our upload guide.

 

Best, HB

[fkofilee]

They need to provide a 30 day notice to take you to court as per PAPLOC (Pre Action Protocol) 

This seems like a standard threatogram... 

Plus we never see these go to court. Think they are just paying them for the letterhead. 

[dx100uk]

Gyms don't do court.

 

It is not a letter of claim giving 30 days with a reply pack wanting I&e details 

 

Read the letter properly, it does not say WILL anything 

 

As for Arc..they are a DCA.

 

A DCA is not a BAILIFF

And have ZERO legal powers on any debt no matter what it's type.

 

Stop ringing people too, they lie on the phone!!!

 

Have you cancelled the DD to ballantyne??

 

Good if you have!!

 

You are safe to simply ignore everyone 

 

Dx

 

 

 

 

 

[slick132]

Hi Welsh,

 

Take time to read other threads here about Bannatyne, ARC and Major Law.

 

You'll see that no court action has been taken - the threats from ARC or Major Law are not followed through, hence you should ignore them.

 

You've told us very little about how you stopped using the gym. Did you tell the gym verbally or in writing that you wanted to cancel.

 

Please also confirm that you've cancelled the DD mandate.

[welsh5050]

 

i had to unfortunately stop going to bannatynes due to illness, but they have had no sympathy at all....  

i have received a court letter from Major law solicitors taking me to court in 14 days at Northampton if i do not 

Any Scanner_08_25_2022[23453].pdf

[honeybee13]

Thank you for the scan.

 

This is what we call a threatogram. It says they MAY do court. Does the letter have Letter of Claim at the very top or not, please? If they mean it about court, it should say that.

 

HB

[fkofilee]

No it doesnt HB. Its not a Letter of Claim.

Standard threatogram. PAPLOC Letters should include;

 

- Full Summary of how the debt accrued

- Costs of the court proceedings 

- 30 days to reply

- I&E Form 

- Standard response form with a bunch of options like, I can pay now, or Need more information etc

 

Only once that period has passed are they able to issue proceedings. As this is a debt, they are mandated to do it. 

I think Welsh is safe for now.  

 

Major Law in Guildford (My neck of the woods) dont have anything on their website regarding debt collection 

 

 

[slick132]

Hi Welsh,

 

This is a standard Threat o Gram from Major Law which you should ignore.

 

Please see my post above and give more info about how you cancelled, did you give any notice before leaving, DD mandate, etc.

[dx100uk]

Read the letter PROPERLY.

It does not say WILL anything.

Ignore!

 

Dx

[welsh5050]

i have been ill and lost my job, i did try and tell them but they said tuff .... yes i cancelled the dd

[fkofilee]

Well done Welsh - Now heres what you need to do. 

 

Nothing! You ignore it and wait for any further correspondence. I suspect it wont go to court at all if Im honest. We never see cases go there anymore. 

[dx100uk]

55 minutes ago, welsh5050 said:

yes i cancelled the dd

 

when? 

was this months after you should have done and money was taken when it should not have been?

 

dx